Atomic Deposit API

Deposit (formerly Direct Deposit Switching) lets users redirect all or part of their paycheck to a new account. Atomic connects to thousands of payroll providers and employers, signs in on the user's behalf with their consent, and updates direct-deposit allocations — supporting total, fixed-amount, or percentage-based distributions.

Work with this as data

Every API here is available over the APIs.io API and to AI agents over MCP.

MCP server

One button, every client — Claude, Cursor, VS Code and the rest.

https://apis.io/mcp

Tools for apis

7 MCP tools reach this
  • find_apisBrowse and filter every API in the catalog.
  • get_api_artifactsOne API's artifacts, grouped by type.
  • get_openapiThe primary OpenAPI for this API.
  • find_similar_apisAPIs that look like this one.
  • apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
  • resolveTurn a domain, URL or GitHub org into the provider it belongs to.
  • find_cohortsEvery scored population of providers in the catalog.
All 92 tools

Call it yourself

curl for this page
This API
curl "https://apis.io/api/v1/apis/atomic-deposit-api"
All apis
curl "https://apis.io/api/v1/apis?limit=25"

Discovery needs no key. Ratings and market analysis are Pro.

Get an API key

Free tier, no email required.

A second provider on the same verified email joins the account you already have.

API entry from apis.yml

apis.yml Raw ↑
aid: atomic-financial:atomic-deposit-api
name: Atomic Deposit API
description: Deposit (formerly Direct Deposit Switching) lets users redirect all or part of their paycheck
  to a new account. Atomic connects to thousands of payroll providers and employers, signs in on the user's
  behalf with their consent, and updates direct-deposit allocations — supporting total, fixed-amount,
  or percentage-based distributions.
humanURL: https://docs.atomicfi.com/reference/transact-sdk
baseURL: https://api.atomicfi.com
tags:
- Direct Deposit
- Paycheck
- Income
- Distribution
properties:
- url: https://docs.atomicfi.com/reference/transact-sdk
  type: Documentation
- url: https://docs.atomicfi.com/reference/api
  type: APIReference
- url: https://console.atomicfi.com/signup
  type: Signup
- url: graphql/atomic-financial-graphql.md
  type: GraphQL