Sunbit · Authentication Profile
Sunbit Authentication
Authentication
Sunbit secures its APIs with apiKey and http across 4 declared security schemes, as derived from its OpenAPI definitions.
buy-now-pay-laterpoint-of-sale-financingconsumer-lendingpaymentsfintechcheckoutmerchant-onboardingwebhooksautomotivedentalveterinaryeyewearhealthcare-financingembedded-finance
Methods: apiKey, http
Schemes: 4
OAuth flows:
API key in: header
Security Schemes
sunbit-key apiKey
· in: header ()
sunbit-secret apiKey
· in: header ()
merchantAuthToken http
scheme: bearer
checkoutToken http
scheme: bearer
Source
Authentication Profile
generated: '2026-07-31'
method: searched
source: https://docs.sunbit.com/docs/overview/getting-started
docs:
- https://docs.sunbit.com/docs/overview/getting-started
- https://docs.sunbit.com/docs/overview/production-access
- https://docs.sunbit.com/docs/sdk-integrations/sunbit-payment-path
note: >-
Derived by reading Sunbit's published developer documentation, not from an OpenAPI
document — Sunbit publishes no machine-readable specification. Every scheme below is
named verbatim in the docs.
summary:
types:
- apiKey
- http
api_key_in:
- header
oauth2_flows: []
openid_connect: false
mutual_tls: false
ip_allowlisting: true
schemes:
- name: sunbit-key
type: apiKey
in: header
parameter_name: sunbit-key
description: >-
Partner/alliance API key issued by Sunbit. Required on every Sunbit Partner API call.
Keys are environment-scoped — sandbox and production keys are distinct. The same key is
also used as the publishable initializer for the browser SDK (SUNBIT.init sunbitKey),
where the secret must never be included.
environments:
sandbox: https://api-sandbox.sunbit.com
production: https://api.sunbit.com
sources:
- https://docs.sunbit.com/docs/api-integrations/sunbit-pre-qualification
- https://docs.sunbit.com/docs/sdk-integrations/sunbit-checkout-sdk
- name: sunbit-secret
type: apiKey
in: header
parameter_name: sunbit-secret
description: >-
Paired secret issued by Sunbit, sent alongside sunbit-key. Required on the higher-trust
server-to-server operations (checkout initialization, void, refund, merchant onboarding,
embedded portal login link, reporting) and optional on transaction lookup. Must never be
placed in browser/client code.
required_on:
- POST /epay/api/v1/epay
- PUT /epay/api/v1/epay/cancel/{purchaseId}
- PUT /epay/api/v1/epay/changeAmount/{purchaseId}
- POST /onboarding/api/v1/location
- GET /onboarding/api/v1/location/{location}
- POST /developers-portal-service/api/v2/auth/login-link
- POST /alliance/api/v1/merchant-authentication
- GET /reports/api/v1/summary
- GET /reports/api/v1/detailed
- GET /reports/api/v1/customer-offer-history
optional_on:
- GET /epay/api/v1/epay
not_required_on:
- PUT /purchase/api/v1/online-link
- PUT /purchase/api/v1/payment-estimation
- POST /epay/api/v1/epay/send-link
sources:
- https://docs.sunbit.com/docs/sdk-integrations/sunbit-checkout-sdk
- https://docs.sunbit.com/docs/onboarding/adding-new-location
- name: merchantAuthToken
type: http
scheme: bearer
description: >-
Short-lived bearer token minted by POST /alliance/api/v1/merchant-authentication for the
Payment Path SDK. Exchanged from sunbit-key + sunbit-secret plus a location; returned with
an ISO-8601 expiresAt. The docs instruct integrators to treat the token as opaque and not
parse it. Used browser-side to initialize the Payment Path module.
token_endpoint: https://api.sunbit.com/alliance/api/v1/merchant-authentication
token_endpoint_sandbox: https://api-sandbox.sunbit.com/alliance/api/v1/merchant-authentication
expiry: ISO-8601 expiresAt returned with the token
sources:
- https://docs.sunbit.com/docs/sdk-integrations/sunbit-payment-path
- name: checkoutToken
type: http
scheme: bearer
bearerFormat: JWT
description: >-
Per-transaction JWT returned by the checkout initialization call
(POST /epay/api/v1/epay). Handed to the browser and passed to SUNBIT.epay.checkout to
open the hosted checkout modal. Carries the retailer/alliance/transaction context and an
exp claim; it authorizes one checkout, not the API.
sources:
- https://docs.sunbit.com/docs/sdk-integrations/sunbit-checkout-sdk
additional_controls:
- control: ip-allowlist
description: >-
Several endpoints are additionally restricted by source IP. The checkout initialization
call returns 403 "IP address is not allowed for this sunbitKey" when the caller's IP does
not match the account, and the Customer Offer History report requires the requesting IP to
be on an authorized IP list ("Your IP address is not registered to access this endpoint").
applies_to:
- POST /epay/api/v1/epay
- GET /reports/api/v1/customer-offer-history
sources:
- https://docs.sunbit.com/docs/reporting/customer-offer-history-report
- control: webhook-signature
description: >-
Inbound webhooks are authenticated to the integrator with an HMAC-SHA256 signature in the
Sunbit-Signature header (t=<unix-seconds>,v1=<hex>), signed over "<timestamp>.<raw body>"
with a per-endpoint secret generated in the developer portal. See asyncapi/sunbit-webhooks.yml.
sources:
- https://docs.sunbit.com/docs/webhooks/webhooks-verify-signature
credential_management:
issuance: >-
Credentials are not self-serve. Sunbit grants a partner access to the Sunbit Developers
Portal (developers.sunbit.com); an administrator registers, then invites additional users
and manages their permissions. API keys for both sandbox and production are retrieved from
the portal's Keys tab.
production_access: >-
Production keys are gated behind a "Request Production Access" button in the portal, which
triggers Sunbit-side verification; the team is emailed when production is enabled.
portal: https://developers.sunbit.com/
sources:
- https://docs.sunbit.com/docs/overview/getting-started
- https://docs.sunbit.com/docs/overview/production-access
observations:
- no OAuth 2.0 authorization server, no OpenID Connect discovery, and no published scopes
- no /.well-known/oauth-authorization-server or /.well-known/openid-configuration on any host
- secrets are long-lived shared credentials with no documented rotation or expiry policy
- there is no documented mechanism for scoping a credential to a subset of operations