Smart Pension Vulnerability Disclosure

generated: '2026-08-05'
method: searched
probe: true
program: Responsible Disclosure Program
policy:
- https://www.smart.co/footer/responsible-disclosure-program-policy
policy_updated: '2025-08-27'
platform:
  name: Intigriti
  submission_required_through_platform: true
  registration_required: true
  note: >-
    All submissions must be made through Intigriti; the policy states that reports which do not
    follow it "will not be acknowledged or responded to". Rewards are administered by Intigriti
    under Intigriti's own policies.
bug_bounty: true
rewards: true
rewards_administered_by: Intigriti
security_txt:
  published: false
  note: >-
    No /.well-known/security.txt (RFC 9116) is served on any Smart host. The policy exists but is
    not machine-discoverable — a scanner following RFC 9116 finds nothing and would conclude Smart
    has no disclosure program.
contact:
  email: null
  note: >-
    No security@ mailbox is published. The only routes are the Intigriti platform and a web form
    on the policy page.
response_targets:
  acknowledgement: 72 hours
  follow_up: within five business days after validation
scope:
  in_scope:
  - OWASP Top 10 vulnerability categories
  - Other vulnerabilities with demonstrated impact
  out_of_scope:
  - Theoretical vulnerabilities
  - SPF, DKIM and DMARC configuration suggestions
  - Disclosure of known public files or directories (for example robots.txt)
  - Banner disclosure on common/public services without a PoC
  - Security header configurations or missing headers
  - Lack of Secure/HTTPOnly flags on non-sensitive cookies
  - Phishing or social engineering attacks
rules:
- Research must be lawful; unlawful acts will be pursued.
- Submissions must be made as soon as possible; delay can forfeit any reward.
- Public disclosure (social media, press) is strictly prohibited and may forfeit rewards or trigger legal action.
- Any personal data encountered must be deleted immediately after disclosure.
evidence:
- source: https://www.smart.co/footer/responsible-disclosure-program-policy
  kind: disclosure-policy
  http_status: 200
- source: https://trust.smart.co/
  kind: trust-center-link
  http_status: 200
- source: https://www.smartpension.co.uk/.well-known/security.txt
  kind: security.txt
  http_status: 404
- source: https://www.smart.co/.well-known/security.txt
  kind: security.txt
  http_status: 404
x-evidence:
  fetched: '2026-08-05'
  url: https://www.smart.co/footer/responsible-disclosure-program-policy
  http_status: 200
  content_type: text/html