Regional Australia Bank Authentication

generated: '2026-07-20'
method: derived
source: openapi/regional-australia-bank-cds-banking-products-openapi.yml
docs: https://consumerdatastandardsaustralia.github.io/standards/#security-profile
note: >-
  Two distinct surfaces. (1) The public Product Reference Data (PRD) API
  (Get Products / Get Product Detail) is PUBLIC and UNAUTHENTICATED - no API key,
  no token; only the required `x-v` version header. (2) The authenticated CDR
  consumer data sharing operations use the CDR security profile: OAuth2
  Authorization Code with PKCE, OpenID Connect, and FAPI-aligned protections
  (mutual-TLS sender-constrained tokens, request objects, PAR). Access is limited
  to accredited data recipients on the CDR Register. The harvested CDS spec does
  not declare formal `components.securitySchemes`; it carries the required scopes
  as `x-scopes` extensions per operation.
summary:
  types: [none, oauth2, openIdConnect]
  public_surface: unauthenticated
  oauth2_flows: [authorizationCode]
  oauth2_profile: CDR security profile (FAPI 1.0 Advanced-aligned)
schemes:
  - name: PublicPRD
    type: none
    description: >-
      Public Product Reference Data endpoints require no authentication. The only
      mandatory request header is `x-v` (endpoint version). Applies to
      listBankingProducts and getBankingProductDetail.
    sources: [openapi/regional-australia-bank-cds-banking-products-openapi.yml]
  - name: CDR-OAuth2
    type: oauth2
    scheme: authorizationCode
    description: >-
      OAuth2 Authorization Code with PKCE for consumer data sharing; scopes are
      the CDR banking scopes (bank:accounts.basic:read, bank:accounts.detail:read,
      bank:transactions:read, bank:regular_payments:read, bank:payees:read).
    scopes_artifact: scopes/regional-australia-bank-scopes.yml
    sources: [openapi/regional-australia-bank-cds-banking-products-openapi.yml]
  - name: CDR-OIDC
    type: openIdConnect
    description: >-
      OpenID Connect identity layer required by the CDR security profile; issuer
      and discovery are published per data holder at the CDR InfoSec baseURI.
    sources: [openapi/regional-australia-bank-cds-banking-products-openapi.yml]