PhonePe · Authentication Profile

Phonepe Authentication

Authentication

PhonePe secures its APIs with apiKey across 1 declared security scheme, as derived from its OpenAPI definitions.

PaymentsPayment GatewayUPIQREDCApp StoreFintechIndia
Methods: apiKey Schemes: 1 OAuth flows: API key in: header

Security Schemes

merchantToken apiKey
· in: header (Authorization)

Source

Authentication Profile

Raw ↑ 
generated: '2026-07-11'
method: derived
source: openapi/phonepe-openapi.yml
summary:
  types:
  - apiKey
  api_key_in:
  - header
schemes:
- name: merchantToken
  type: apiKey
  in: header
  parameter: Authorization
  description: |-
    Bearer-style merchant auth token issued by PhonePe. Sent as
    `Authorization: O-Bearer <merchant-auth-token>`. Partner integrations
    also include `X-MERCHANT-ID: <end-merchant-id>`.
  sources:
  - openapi/phonepe-openapi.yml