National Australia Bank · Authentication Profile

National Australia Bank Authentication

Authentication

National Australia Bank secures its APIs with none, oauth2, openIdConnect, and mutualTLS across 4 declared security schemes, as derived from its OpenAPI definitions. OAuth 2.0 is offered via the authorizationCode, clientCredentials, and refreshToken flow(s).

FinanceBanksOpen BankingCDRConsumer BankingAustraliaProduct Reference DataADI
Methods: none, oauth2, openIdConnect, mutualTLS Schemes: 4 OAuth flows: authorizationCode, clientCredentials, refreshToken API key in:

Security Schemes

public-prd none
cdr-oauth2 oauth2
· flows: , ,
cdr-oidc openIdConnect
cdr-mtls mutualTLS

Source

Authentication Profile

Raw ↑
generated: '2026-07-20'
method: searched
source: https://openbank.api.nab.com.au/.well-known/openid-configuration
# The captured OpenAPI declares NO components.securitySchemes: the public Product
# Reference Data (PRD) endpoints are intentionally unauthenticated per CDR rules.
# The broader CDS consumer-data-sharing surface is governed by NAB's live CDR
# identity provider, whose OIDC discovery document (searched) confirms the profile
# below: FAPI 1.0 Advanced, OAuth2 authorization_code with mandatory PAR + PKCE,
# private_key_jwt client auth, mTLS-bound (certificate-constrained) access tokens.
summary:
  types: [none, oauth2, openIdConnect, mutualTLS]
  api_key_in: []
  oauth2_flows: [authorizationCode, clientCredentials, refreshToken]
surfaces:
  - name: Product Reference Data (public)
    auth: none
    note: GET /banking/products and /banking/products/{productId} require no credentials; only the x-v version header is mandatory.
    operations: [listBankingProducts, getBankingProductDetail]
  - name: Consumer data sharing (accredited)
    auth: cdr-security-profile
    docs: https://consumerdatastandardsaustralia.github.io/standards/#security-profile
    oidc_discovery: https://openbank.api.nab.com.au/.well-known/openid-configuration
    issuer: https://openbank.api.nab.com.au
    endpoints:
      authorization: https://openbank.api.nab.com.au/v1/idp/cdr/nab/authorise
      token: https://openbank-secure.api.nab.com.au/v1/idp/cdr/nab/token
      pushed_authorization_request: https://openbank-secure.api.nab.com.au/v1/idp/cdr/nab/par
      registration: https://openbank-secure.api.nab.com.au/v1/idp/cdr/nab/register
      jwks: https://openbank.api.nab.com.au/.well-known/keyset
      cdr_arrangement_revocation: https://openbank-secure.api.nab.com.au/v1/idp/cdr/nab/arrangements/revoke
    profile:
      acr_values: [urn:cds.au:cdr:2]
      grant_types: [authorization_code, refresh_token, client_credentials]
      response_types: [code, code id_token]
      token_endpoint_auth_methods: [private_key_jwt]
      require_pushed_authorization_requests: true
      require_signed_request_object: true
      code_challenge_methods: [S256]
      mtls_certificate_bound_access_tokens: true
      id_token_signing_alg: [PS256]
      request_object_signing_alg: [ES256, PS256]
    scopes_ref: scopes/national-australia-bank-scopes.yml
# schemes: none declared in the OpenAPI components; the entries below restate the surfaces
# and the OIDC discovery profile recorded above (no new values).
schemes:
- name: public-prd
  type: none
  surface: Product Reference Data (public)
  operations: [listBankingProducts, getBankingProductDetail]
- name: cdr-oauth2
  type: oauth2
  surface: Consumer data sharing (accredited)
  flows: [authorizationCode, clientCredentials, refreshToken]
  authorization_url: https://openbank.api.nab.com.au/v1/idp/cdr/nab/authorise
  token_url: https://openbank-secure.api.nab.com.au/v1/idp/cdr/nab/token
  pkce: S256
  par_required: true
  client_auth: private_key_jwt
- name: cdr-oidc
  type: openIdConnect
  surface: Consumer data sharing (accredited)
  openIdConnectUrl: https://openbank.api.nab.com.au/.well-known/openid-configuration
- name: cdr-mtls
  type: mutualTLS
  surface: Consumer data sharing (accredited)
  note: mTLS certificate-bound access tokens (mtls_certificate_bound_access_tokens true)

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