Mutual Of America Life Insurance Authentication

generated: '2026-08-28'
method: probed
source: https://login.mutualofamerica.com/.well-known/openid-configuration
scope_of_this_artifact: >-
  This describes the ONLY authorization surface Mutual of America publishes machine-readable
  metadata for: the customer/plan-participant identity host at login.mutualofamerica.com. It is
  NOT a public API authentication profile — Mutual of America publishes no developer program,
  no API reference and no OpenAPI, so there are no securitySchemes to derive from a contract.
  Everything below was read directly from the two discovery documents saved under well-known/.
provider_hosts:
  - host: login.mutualofamerica.com
    platform: Okta Customer Identity (custom domain; issuer matches the host)
    verified: probed
schemes:
  - key: openIdConnect
    type: openIdConnect
    openIdConnectUrl: https://login.mutualofamerica.com/.well-known/openid-configuration
    issuer: https://login.mutualofamerica.com
    description: >-
      OpenID Connect Discovery 1.0. Sign-in for employees, individuals and plan sponsors
      reaching the retirement plan portal.
  - key: oauth2
    type: oauth2
    metadata: https://login.mutualofamerica.com/.well-known/oauth-authorization-server
    description: RFC 8414 OAuth 2.0 Authorization Server Metadata for the same issuer.
    flows:
      authorizationCode:
        authorizationUrl: https://login.mutualofamerica.com/oauth2/v1/authorize
        tokenUrl: https://login.mutualofamerica.com/oauth2/v1/token
        refreshUrl: https://login.mutualofamerica.com/oauth2/v1/token
      clientCredentials:
        tokenUrl: https://login.mutualofamerica.com/oauth2/v1/token
        note: >-
          client_credentials is advertised by the OAuth 2.0 authorization-server metadata only,
          not by the OpenID Connect document.
      implicit:
        authorizationUrl: https://login.mutualofamerica.com/oauth2/v1/authorize
        note: Advertised but legacy; authorization code with PKCE is the modern path.
endpoints:
  authorization: https://login.mutualofamerica.com/oauth2/v1/authorize
  token: https://login.mutualofamerica.com/oauth2/v1/token
  userinfo: https://login.mutualofamerica.com/oauth2/v1/userinfo
  jwks: https://login.mutualofamerica.com/oauth2/v1/keys
  introspection: https://login.mutualofamerica.com/oauth2/v1/introspect
  revocation: https://login.mutualofamerica.com/oauth2/v1/revoke
  end_session: https://login.mutualofamerica.com/oauth2/v1/logout
  device_authorization: https://login.mutualofamerica.com/oauth2/v1/device/authorize
  pushed_authorization_request: https://login.mutualofamerica.com/oauth2/v1/par
  dynamic_client_registration: https://login.mutualofamerica.com/oauth2/v1/clients
grant_types_supported:
  - authorization_code
  - implicit
  - refresh_token
  - password
  - client_credentials
  - 'urn:ietf:params:oauth:grant-type:device_code'
  - 'urn:openid:params:grant-type:ciba'
client_authentication_methods:
  - client_secret_basic
  - client_secret_post
  - client_secret_jwt
  - private_key_jwt
  - none
token_security:
  pkce: true
  code_challenge_methods: [S256]
  par_supported: true
  dpop_supported: true
  dpop_signing_algs: [RS256, RS384, RS512, ES256, ES384, ES512]
  id_token_signing_algs: [RS256]
  id_token_encryption_algs: [RSA-OAEP-256, RSA-OAEP-384, RSA-OAEP-512]
  request_object_supported: true
  mtls_supported: false
  note: >-
    PKCE is advertised with S256 only (no `plain`), pushed authorization requests are
    supported, and DPoP sender-constrained tokens are available — a modern posture for the
    sign-in surface. The `password` and `implicit` grants remain advertised, which is the one
    weak signal here.
api_keys: none-published
mutual_tls: not-advertised
docs: null
docs_note: >-
  Mutual of America publishes no developer authentication documentation. Probed and confirmed
  absent on 2026-08-28: www.mutualofamerica.com returns HTTP 404 for /openapi.json,
  /swagger.json, /api-docs, /docs, /graphql and /llms.txt, and developer., api. and
  docs.mutualofamerica.com do not resolve.