Jodo · Authentication Profile
Jodo Authentication
Authentication
Jodo secures its APIs with http across 1 declared security scheme, as derived from its OpenAPI definitions.
CompanyPaymentsEducationFintechFee CollectionLendingIndiaWebhookERP IntegrationFinancial-Services
Methods: http
Schemes: 1
OAuth flows:
API key in:
Security Schemes
basicAuth http
scheme: basic
· in: header ()
Source
Authentication Profile
generated: '2026-08-23'
method: searched
source: https://docs.jodo.in/getting-started/authentication/
docs: https://docs.jodo.in/getting-started/authentication/
summary:
types:
- http
model: >-
Single-scheme HTTP Basic Auth over TLS. Jodo issues an API key and secret per institute per
environment and shares them out-of-band; there is no self-service key provisioning, no OAuth,
no OpenID Connect and no scope model. Credentials are institute-wide and environment-scoped —
the same pair authorises every documented operation, so there is no least-privilege boundary
an integrator can apply within an environment.
credential_delivery: out-of-band (shared by Jodo per institute and environment)
self_service: false
scopes: none
token_lifetime: n/a (static credential)
schemes:
- name: basicAuth
type: http
scheme: basic
in: header
header: Authorization
format: 'Basic <base64(api_key:api_secret)>'
description: >-
All Jodo APIs are authenticated using HTTP Basic Auth. Jodo shares separate API keys and secrets
for the UAT/sandbox and production environments. Applied globally in the spec — every documented
operation requires it.
docs: https://docs.jodo.in/getting-started/authentication/
applies_to: all operations
sources:
- openapi/jodo-integrations-openapi.yml
- https://docs.jodo.in/getting-started/api-structure/
provider_guidance:
- 'Docs caution: "Do not expose API keys or secrets in browsers, mobile apps, or client-side code."'
- >-
The Android, React Native and Web platform guides all instruct the integrator to mint the
hosted-flow redirect_url from their own backend rather than calling Jodo from client code.
code_snippet_note: >-
Several reference pages show credentials embedded in the URL userinfo
(https://JODO_API_KEY:JODO_API_SECRET@JODO_API_HOST/...). This works but leaks credentials into
logs, shell history and proxy traces; the Authorization header form shown elsewhere in the same
docs is the safer pattern.
end_user_delegation:
mechanism: short-lived access token for Jodo-hosted flows
description: >-
Separate from API authentication. GET /api/v1/integrations/erp/users/{registration_id}/access_token
returns an access_token plus expires_at, used to redirect a parent or student into a Jodo-hosted
experience at https://[base_url]/consumer/login-redirect?access_token=<token>. This token
authenticates the END USER into Jodo's hosted UI; it is not an API credential and cannot be used
against the ERP integration endpoints.
docs: https://docs.jodo.in/user/api/get-access-token/
webhook_authentication:
direction: inbound to the integrator
mechanisms:
- name: HMAC signature
header: X-Jodo-Signature
algorithm: HMAC SHA-256 hex digest over the raw request body
secret: shared secret_key configured per subscription on POST /api/v1/integrations/erp/webhooks
- name: custom header
description: An agreed header_key/header_value pair Jodo sends with webhook requests.
- name: source IP allowlist
production: [3.6.234.242, 3.111.80.40, 13.232.24.175, 43.204.202.190]
uat: [3.108.86.33, 13.127.40.177, 65.0.77.215]
docs: https://docs.jodo.in/webhooks/security/
gaps:
- No OAuth 2.0 or OpenID Connect surface, therefore no scopes and no delegated third-party access.
- No documented key rotation procedure, key expiry, or credential lifecycle.
- No documented mTLS option despite the API carrying payment and lending instructions.
- >-
Basic Auth credentials are institute-wide: an ERP integration that only needs to read configuration
holds the same credential that can create payment links and cancel payments.
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