Experian · Authentication Profile
Experian Authentication
Authentication
Experian secures its APIs with apiKey and http across 3 declared security schemes, as derived from its OpenAPI definitions.
CompanyCredit BureauCredit ReportingIdentity VerificationFraud PreventionData QualityAddress ValidationEmail ValidationPhone ValidationData EnrichmentFinancial-ServicesRisk Management
Methods: apiKey, http
Schemes: 3
OAuth flows:
API key in: header
Security Schemes
OAuth2 http
scheme: Bearer
Auth-Token apiKey
· in: header (Auth-Token)
x-app-key apiKey
· in: header (x-app-key)
Source
Authentication Profile
generated: '2026-09-13'
method: searched
docs:
- https://developer.experian.com/tutorials/oauth-20-tutorial
- https://developer.experian.com/tutorials/quick-start-guide
- https://docs.experianaperture.io/address-validation/experian-address-validation/get-started/securing-your-integration/
- https://docs.experianaperture.io/more/self-service-portal/
note: 'Baseline derived from the eleven published OpenAPI documents, then upgraded from the two
provider documentation sets. Experian runs TWO different authentication models on two platforms and
the spec only describes one of them. Aperture (api.experianaperture.io): a static Auth-Token header
issued per integration from the Self Service Portal, with x-app-key documented as an alternative
header carrying the same value, plus an OAuth2 clientCredentials flow against the Okta issuer
sso.experianaperture.io. Entitlement is additionally bounded by per-integration domain and IP
allowlists — a valid token presented from an unlisted domain or IP returns 403, which is a genuine
second factor most API providers do not offer. Global Developer Platform (developer.experian.com):
OAuth2 resource-owner password grant against the regional host''s own /oauth2/v1/token, using the
developer''s portal username and password together with an application client_id and
client_secret, returning a Bearer access token and a refresh token. Every region runs its own
issuer; ten of them serve a live OIDC discovery document (see well-known/). No product scopes exist
on either platform — see scopes/experian-scopes.yml.'
platforms:
- platform: Experian Data Quality (Aperture)
primary: Auth-Token header
alternative_header: x-app-key
oauth2_flow: clientCredentials
token_endpoint: https://sso.experianaperture.io/oauth2/aust0wkxjeKyT3HRO4x7/v1/token
issuer: https://sso.experianaperture.io
issued_from: https://docs.experianaperture.io/more/self-service-portal/
additional_controls:
- per-integration domain allowlist
- per-integration IP allowlist
key_prefix_convention: none — environment is selected by hostname, not by key shape
rotation: managed in the Self Service Portal; no rotation API
- platform: Experian Global Developer Platform
primary: OAuth2 resource-owner password grant
token_endpoint_pattern: https://{region-host}/oauth2/v1/token
credentials:
- Developer Portal username and password
- application client_id and client_secret from "My Apps"
returns:
- Bearer access_token
- refresh_token
issuers: see scopes/experian-scopes.yml — ten regional issuers, each serving OIDC discovery
deprecated_grant_note: The password grant is deprecated in OAuth 2.1 and the current OAuth security
BCP. Recorded as observed fact, not endorsed.
source: https://developer.experian.com/tutorials/quick-start-guide
auth_failure_semantics:
'401': The Auth-Token provided is incorrect.
'403':
- token is valid but associated with another product, or the account has insufficient credits
- token is disabled and must be activated in the Self Service Portal
- the calling domain is not on the integration allowlist
- the calling IP is not on the integration allowlist
source: errors/experian-problem-types.yml
source: openapi/experian-addressvalidation-openapi.json, openapi/experian-aperture-openapi.json,
openapi/experian-bulkaddress-openapi.json, openapi/experian-bulkemail-openapi.json, openapi/experian-bulkphone-openapi.json,
openapi/experian-emailvalidation-openapi.json, openapi/experian-emailvalidationv2-openapi.json,
openapi/experian-enrichment-openapi.json, openapi/experian-identityappend-openapi.json, openapi/experian-phonevalidation-openapi.json,
openapi/experian-reversephoneappend-openapi.json
summary:
types:
- apiKey
- http
api_key_in:
- header
schemes:
- name: OAuth2
type: http
scheme: Bearer
bearerFormat: JWT
description: "Token URL: https://sso.experianaperture.io/oauth2/aust0wkxjeKyT3HRO4x7/v1/token\
\ \n\n Flow: clientCredentials"
sources:
- openapi/experian-addressvalidation-openapi.json
- openapi/experian-aperture-openapi.json
- openapi/experian-bulkaddress-openapi.json
- openapi/experian-bulkemail-openapi.json
- openapi/experian-bulkphone-openapi.json
- openapi/experian-emailvalidation-openapi.json
- openapi/experian-emailvalidationv2-openapi.json
- openapi/experian-enrichment-openapi.json
- openapi/experian-identityappend-openapi.json
- openapi/experian-phonevalidation-openapi.json
- openapi/experian-reversephoneappend-openapi.json
- name: Auth-Token
type: apiKey
in: header
parameter: Auth-Token
description: Your unique key, called a token, that is required to submit an API request.
sources:
- openapi/experian-addressvalidation-openapi.json
- openapi/experian-aperture-openapi.json
- openapi/experian-bulkaddress-openapi.json
- openapi/experian-bulkemail-openapi.json
- openapi/experian-bulkphone-openapi.json
- openapi/experian-emailvalidation-openapi.json
- openapi/experian-emailvalidationv2-openapi.json
- openapi/experian-enrichment-openapi.json
- openapi/experian-identityappend-openapi.json
- openapi/experian-phonevalidation-openapi.json
- openapi/experian-reversephoneappend-openapi.json
- name: x-app-key
type: apiKey
in: header
parameter: x-app-key
description: Alternative Auth Token header.
sources:
- openapi/experian-addressvalidation-openapi.json
- openapi/experian-aperture-openapi.json
- openapi/experian-bulkaddress-openapi.json
- openapi/experian-bulkemail-openapi.json
- openapi/experian-bulkphone-openapi.json
- openapi/experian-emailvalidation-openapi.json
- openapi/experian-emailvalidationv2-openapi.json
- openapi/experian-enrichment-openapi.json
- openapi/experian-identityappend-openapi.json
- openapi/experian-phonevalidation-openapi.json
- openapi/experian-reversephoneappend-openapi.json
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