Basiq · Authentication Profile

Basiq Authentication

Authentication

Basiq secures its APIs with apiKey and http across 2 declared security schemes, as derived from its OpenAPI definitions.

AustraliaBankingCDRFinancial DataFintechOpen BankingTransactionLendingAccount Verification
Methods: apiKey, http Schemes: 2 OAuth flows: API key in:

Security Schemes

api_key apiKey
· in: header ()
services_token http
scheme: bearer

Source

Authentication Profile

Raw ↑
generated: '2026-10-21'
method: searched
source: https://api.basiq.io/reference/posttoken
docs: https://api.basiq.io/reference/posttoken
see_also:
- https://api.basiq.io/docs/api-key-management
- https://api.basiq.io/docs/getting-started
summary:
  types: [apiKey, http]
  flow: API key -> POST /token -> bearer access token (expires every 60 minutes)
schemes:
- name: api_key
  type: apiKey
  in: header
  header: Authorization
  used_by: [postToken]
  format: 'Authorization: Basic <your-api-key-as-issued>'
  note: '"Unlike standard HTTP Basic Auth, the Basiq API key is passed verbatim as the header value." Base64-encoding the key produces a 400 error.'
  sources: [openapi/_original/basiq-openapi.json]
- name: services_token
  type: http
  scheme: bearer
  note: Access token from POST /token; "They expire every 60 minutes, so we recommend you store it globally and refresh 2-3 times an hour."
  token_scopes:
  - name: SERVER_ACCESS
    description: Server-side token (example value of the token response `scope`).
  - name: CLIENT_ACCESS
    description: Client-side token, requested with a userId (example value of the token response `scope`).
  sources: [openapi/_original/basiq-openapi.json, openapi/_original/basiq-identity-openapi.json, openapi/_original/basiq-webhooks-openapi.json]
headers:
- name: basiq-version
  required: true
  example: '3.0'
key_management:
  rotation: '"It is advised that API keys are rotated every 90 days" (https://api.basiq.io/docs/api-key-management)'
  issuance: API keys are generated and revoked in the Dashboard 'API Keys' section.
webhook_verification:
  scheme: HMAC-SHA256
  headers: [webhook-id, webhook-timestamp, webhook-signature]
  docs: https://api.basiq.io/docs/webhooks-security

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