Alliance Data Systems (Bread Financial Holdings) OAuth Scopes

OAuth 2.0 derived

Alliance Data Systems (Bread Financial Holdings) publishes 3 OAuth 2.0 scopes via the clientCredentials flow. Scopes are the fine-grained permissions an application requests at authorization time to act against the Alliance Data Systems (Bread Financial Holdings) API on a user’s behalf.

Tokens are issued from https://auth.platform.breadpayments.com/auth/sso/token.

This index is generated from the provider’s OpenAPI security definitions (and, where available, its documented scope reference) and refreshes on every APIs.io network build. Browse every provider’s scopes at scopes.apis.io.

Financial ServicesFintechBuy Now Pay LaterBNPLBread PayPrivate Label CreditCo Brand Credit CardsLoyalty ProgramsMarketingData Driven MarketingPaymentsLendingSavingsPersonal LoansConsumer BankingRetail FinanceFortune 500NYSE BFHComenity BankRebrand
Scopes: 3 Flows: clientCredentials Method: derived

OAuth endpoints

Token URL
https://auth.platform.breadpayments.com/auth/sso/token
Flows
clientCredentials

Scopes (3)

ScopeDescriptionFlows
buyers:read Read buyer records clientCredentials
transactions:read Read transactions clientCredentials
transactions:write Create, authorize, settle, refund transactions clientCredentials

Source

OAuth Scopes

alliance-data-systems-scopes.yml Raw ↑
generated: '2026-07-11'
method: derived
source: openapi/bread-pay-platform-openapi.yml
schemes:
- name: oauth2ClientCredentials
  source: openapi/bread-pay-platform-openapi.yml
  flows:
  - flow: clientCredentials
    tokenUrl: https://auth.platform.breadpayments.com/auth/sso/token
  description: OAuth 2.0 Client Credentials flow using API + Secret keys issued from the Bread
    Merchant Portal.
scopes:
- scope: buyers:read
  description: Read buyer records
  flows:
  - clientCredentials
  sources:
  - openapi/bread-pay-platform-openapi.yml
- scope: transactions:read
  description: Read transactions
  flows:
  - clientCredentials
  sources:
  - openapi/bread-pay-platform-openapi.yml
- scope: transactions:write
  description: Create, authorize, settle, refund transactions
  flows:
  - clientCredentials
  sources:
  - openapi/bread-pay-platform-openapi.yml