USAA · Schema

USAA Bank Account

JSON Schema for USAA bank account data as accessible via open banking aggregators (Plaid, Mastercard Open Banking).

Financial ServicesBankingInsuranceMilitary FinanceOpen BankingOpen FinanceFinancial Data ExchangeUnited StatesFortune 100

Properties

Name	Type	Description
accountId	string	Aggregator-assigned account identifier
accountType	string	Type of financial account
accountSubtype	string	Account subtype (e.g., checking, savings, auto, homeowners)
institutionName	string	Financial institution name
mask	string	Last 4 digits of account number
name	string	Account name as it appears at USAA
officialName	stringnull	Official account name
balances	object
currency	string	ISO 4217 currency code

View JSON Schema on GitHub

JSON Schema

{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "$id": "https://raw.githubusercontent.com/api-evangelist/usaa/main/json-schema/usaa-bank-account-schema.json",
  "title": "USAA Bank Account",
  "description": "JSON Schema for USAA bank account data as accessible via open banking aggregators (Plaid, Mastercard Open Banking).",
  "type": "object",
  "properties": {
    "accountId": {
      "type": "string",
      "description": "Aggregator-assigned account identifier"
    },
    "accountType": {
      "type": "string",
      "enum": ["checking", "savings", "credit", "loan", "investment", "insurance"],
      "description": "Type of financial account"
    },
    "accountSubtype": {
      "type": "string",
      "description": "Account subtype (e.g., checking, savings, auto, homeowners)"
    },
    "institutionName": {
      "type": "string",
      "description": "Financial institution name",
      "example": "USAA Federal Savings Bank"
    },
    "mask": {
      "type": "string",
      "description": "Last 4 digits of account number",
      "example": "1234"
    },
    "name": {
      "type": "string",
      "description": "Account name as it appears at USAA"
    },
    "officialName": {
      "type": ["string", "null"],
      "description": "Official account name"
    },
    "balances": {
      "$ref": "#/$defs/AccountBalances"
    },
    "currency": {
      "type": "string",
      "description": "ISO 4217 currency code",
      "example": "USD"
    }
  },
  "required": ["accountId", "accountType", "institutionName"],
  "$defs": {
    "AccountBalances": {
      "type": "object",
      "description": "Account balance information",
      "properties": {
        "available": {
          "type": ["number", "null"],
          "description": "Available balance (may differ from current for credit accounts)"
        },
        "current": {
          "type": ["number", "null"],
          "description": "Current ledger balance"
        },
        "limit": {
          "type": ["number", "null"],
          "description": "Credit limit (for credit accounts)"
        },
        "currencyCode": {
          "type": "string",
          "description": "ISO 4217 currency code"
        }
      }
    }
  }
}