Synctera · Schema
template_fields_generic_response
FintechBackend-as-a-ServiceBankingPaymentsCard IssuingKYC
Properties
| Name | Type | Description |
|---|---|---|
| account_type | string | |
| balance_ceiling | object | |
| balance_floor | object | |
| bank_country | string | Bank country of the account |
| billing_period | object | |
| chargeoff_period | integer | The number of days an account can stay delinquent before marking an account as charged-off. |
| currency | string | Account currency. ISO 4217 alphabetic currency code |
| delinquency_period | integer | The number of days past the due date to wait for a minimum payment before marking an account as delinquent. |
| fee_product_ids | array | A list of fee account products that the current account associates with. |
| grace_period | integer | The number of days past the billing period to allow for payment before it is considered due. This directly infers the due date for a payment. |
| interest_product_id | string | An interest account product that the current account associates with. |
| is_ach_enabled | boolean | Enable ACH transaction on ledger. |
| is_card_enabled | boolean | Enable card transaction on ledger. |
| is_p2p_enabled | boolean | Enable P2P transaction on ledger. |
| is_wire_enabled | boolean | Enable wire transaction on ledger. |
| minimum_payment | object | |
| overdraft_limit | integer | Account's overdraft limit. Default is 0. Unit in cents. |
| spending_limits | object |
JSON Schema
{
"$schema": "https://json-schema.org/draft/2020-12/schema",
"$id": "#/components/schemas/template_fields_generic_response",
"title": "template_fields_generic_response",
"properties": {
"account_type": {
"$ref": "#/components/schemas/account_type",
"type": "string"
},
"balance_ceiling": {
"$ref": "#/components/schemas/balance_ceiling"
},
"balance_floor": {
"$ref": "#/components/schemas/balance_floor"
},
"bank_country": {
"description": "Bank country of the account",
"example": "US",
"pattern": "^[A-Z]{2,3}$",
"type": "string"
},
"billing_period": {
"$ref": "#/components/schemas/billing_period"
},
"chargeoff_period": {
"default": 90,
"description": "The number of days an account can stay delinquent before marking an account as charged-off.\n",
"minimum": 0,
"type": "integer"
},
"currency": {
"description": "Account currency. ISO 4217 alphabetic currency code",
"example": "USD",
"pattern": "^[A-Z]{3}$",
"type": "string"
},
"delinquency_period": {
"default": 30,
"description": "The number of days past the due date to wait for a minimum payment before marking an account as delinquent.\n",
"minimum": 0,
"type": "integer"
},
"fee_product_ids": {
"description": "A list of fee account products that the current account associates with.",
"items": {
"format": "uuid",
"type": "string"
},
"type": "array"
},
"grace_period": {
"default": 30,
"description": "The number of days past the billing period to allow for payment before it is considered due. This directly infers the due date for a payment.\n",
"minimum": 0,
"type": "integer"
},
"interest_product_id": {
"description": "An interest account product that the current account associates with.",
"format": "uuid",
"type": "string"
},
"is_ach_enabled": {
"default": false,
"description": "Enable ACH transaction on ledger.",
"type": "boolean"
},
"is_card_enabled": {
"default": false,
"description": "Enable card transaction on ledger.",
"type": "boolean"
},
"is_p2p_enabled": {
"default": false,
"description": "Enable P2P transaction on ledger.",
"type": "boolean"
},
"is_wire_enabled": {
"default": false,
"description": "Enable wire transaction on ledger.",
"type": "boolean"
},
"minimum_payment": {
"$ref": "#/components/schemas/minimum_payment"
},
"overdraft_limit": {
"description": "Account's overdraft limit. Default is 0. Unit in cents.",
"format": "int64",
"minimum": 0,
"type": "integer"
},
"spending_limits": {
"$ref": "#/components/schemas/spending_limits"
}
},
"required": [
"account_type",
"currency",
"bank_country"
],
"type": "object"
}
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