Synctera · Schema

Hold Create Request

FintechBackend-as-a-ServiceBankingPaymentsCard IssuingKYC

Properties

Name Type Description
account_no string The account number associated with the hold
allow_partial boolean
amount integer The amount of the hold.
auto_post_at string The time the transaction will be automatically posted.
currency string ISO 4217 alphabetic currency code of the transfer amount
dc_sign object
decline_reason string The reason for the decline, if any
description string The description of the transaction
effective_date string The effective date of the transaction once it gets posted
enhanced_transaction object
expires_at string The date that at which this hold is no longer valid.
external_data object
force_post boolean Whether or not the hold was forced (spending controls ignored)
memo string A short note to the recipient
network string The network this transaction is associated with
offset_description string The description of the offset transaction
reference_id string An external ID provided by the payment network to represent this transaction. This will always be null for internal transfers.
status string The status of the hold.
subtype string The specific transaction type. For example, for `ach`, this may be "outgoing_debit".
transaction_time string The time the transaction occurred.
type string The general type of transaction. For example, "card" or "ach".
user_data object
View JSON Schema on GitHub

JSON Schema

synctera-hold-create-request-schema.json Raw ↑
{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "$id": "#/components/schemas/hold_create_request",
  "title": "Hold Create Request",
  "properties": {
    "account_no": {
      "description": "The account number associated with the hold",
      "type": "string"
    },
    "allow_partial": {
      "type": "boolean"
    },
    "amount": {
      "description": "The amount of the hold.",
      "format": "int64",
      "minimum": 0,
      "type": "integer"
    },
    "auto_post_at": {
      "description": "The time the transaction will be automatically posted.",
      "format": "date-time",
      "type": "string"
    },
    "currency": {
      "description": "ISO 4217 alphabetic currency code of the transfer amount",
      "type": "string"
    },
    "dc_sign": {
      "$ref": "#/components/schemas/dc_sign"
    },
    "decline_reason": {
      "description": "The reason for the decline, if any",
      "type": "string"
    },
    "description": {
      "description": "The description of the transaction",
      "type": "string"
    },
    "effective_date": {
      "description": "The effective date of the transaction once it gets posted",
      "format": "date-time",
      "type": "string"
    },
    "enhanced_transaction": {
      "$ref": "#/components/schemas/enhanced_transaction"
    },
    "expires_at": {
      "description": "The date that at which this hold is no longer valid.",
      "format": "date-time",
      "type": "string"
    },
    "external_data": {
      "$ref": "#/components/schemas/external_data"
    },
    "force_post": {
      "description": "Whether or not the hold was forced (spending controls ignored)",
      "type": "boolean"
    },
    "memo": {
      "description": "A short note to the recipient",
      "type": "string"
    },
    "network": {
      "description": "The network this transaction is associated with",
      "type": "string"
    },
    "offset_description": {
      "description": "The description of the offset transaction",
      "type": "string"
    },
    "reference_id": {
      "description": "An external ID provided by the payment network to represent this transaction. This will always be null for internal transfers.",
      "nullable": true,
      "type": "string"
    },
    "status": {
      "description": "The status of the hold.",
      "enum": [
        "PENDING",
        "DECLINED"
      ],
      "type": "string"
    },
    "subtype": {
      "description": "The specific transaction type. For example, for `ach`, this may be \"outgoing_debit\".",
      "type": "string"
    },
    "transaction_time": {
      "description": "The time the transaction occurred.",
      "format": "date-time",
      "type": "string"
    },
    "type": {
      "description": "The general type of transaction. For example, \"card\" or \"ach\".",
      "type": "string"
    },
    "user_data": {
      "$ref": "#/components/schemas/user_data"
    }
  },
  "required": [
    "type",
    "subtype",
    "amount",
    "dc_sign",
    "expires_at",
    "effective_date",
    "currency",
    "account_no",
    "user_data",
    "external_data",
    "allow_partial",
    "force_post",
    "network",
    "reference_id",
    "memo",
    "auto_post_at",
    "status",
    "decline_reason",
    "transaction_time"
  ],
  "type": "object"
}

Work with this as data

Every JSON Schema here is available over the APIs.io API and to AI agents over MCP.

MCP server

One button, every client — Claude, Cursor, VS Code and the rest.

https://apis.io/mcp

Tools for schemas

4 MCP tools reach this
  • find_json_schemasBrowse and filter every JSON Schema in the catalog.
  • apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
  • resolveTurn a domain, URL or GitHub org into the provider it belongs to.
  • find_cohortsEvery scored population of providers in the catalog.
All 92 tools

Call it yourself

curl for this page
This JSON Schema
curl "https://apis.io/api/v1/json-schemas/synctera-hold-create-request"
All schemas
curl "https://apis.io/api/v1/json-schemas?limit=25"

Discovery needs no key. Ratings and market analysis are Pro.

Get an API key

Free tier, no email required.

A second provider on the same verified email joins the account you already have.