Synctera · Schema
account_line_of_credit
Account representing a line of credit account.
FintechBackend-as-a-ServiceBankingPaymentsCard IssuingKYC
JSON Schema
{
"$schema": "https://json-schema.org/draft/2020-12/schema",
"$id": "#/components/schemas/account_line_of_credit",
"title": "account_line_of_credit",
"allOf": [
{
"$ref": "#/components/schemas/account_base"
},
{
"properties": {
"chargeoff_period": {
"default": 90,
"description": "The number of days an account can stay delinquent before marking an account as charged-off.\n",
"minimum": 0,
"type": "integer"
},
"credit_limit": {
"description": "The credit limit for this line of credit account in cents. Minimum is 0.\n",
"example": 2500,
"format": "int64",
"minimum": 0,
"type": "integer"
},
"delinquency_period": {
"default": 30,
"description": "The number of days past the due date to wait for a minimum payment before marking an account as delinquent.\n",
"minimum": 0,
"type": "integer"
},
"grace_period": {
"description": "The number of days past the billing period to allow for payment before it is considered due. This directly infers the due date for a payment.\n",
"example": 25,
"minimum": 0,
"type": "integer"
},
"interest_product_id": {
"description": "An interest account product that the current account associates with. The account product must have its calculation_method set to COMPOUNDED_DAILY.\n",
"format": "uuid",
"type": "string"
},
"minimum_payment": {
"$ref": "#/components/schemas/minimum_payment"
}
},
"type": "object"
}
],
"description": "Account representing a line of credit account.",
"type": "object"
}
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