Spendesk · Schema

bankFee

When money moves via a card being charged or with a wire-transfer, a Settlement is be created. If there were any fees for this transaction, such as FX fees, they will be recorded as a Bank fee. Each item is an append-only entry: a correction adds an entry for the difference, which can be zero or negative, so the amount of a fee is the sum of the amounts of its entries.

Spend ManagementCorporate CardsExpense ManagementInvoicesProcurementFintechAccountingPayments

Properties

Name Type Description
id string ID of this bank fee entry. One bank fee can have several entries; group them with bankFeeId.
bankFeeId string ID of the bank fee this entry belongs to.
kind string `fxFee` refers to fees incurred by a payment in a foreign currency, and `atmFee` refers to fees incurred at an atm, e.g. to withdraw cash.
settlementId string The ID of the Settlement related to this bank fee.
amount object Amount of the fee, always in wallet currency. Expressed in smallest units of the currency (e.g. cents for EUR and USD, but yen for JPY).
currency object
chargedAt object Date and time of this entry: when the bank fee was incurred for its first entry, and when it was corrected for a correction entry.
View JSON Schema on GitHub

JSON Schema

spendesk-bank-fee-schema.json Raw ↑
{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "$id": "https://artifacts.apis.io/spendesk/json-schema/spendesk-bank-fee-schema.json",
  "title": "bankFee",
  "description": "When money moves via a card being charged or with a wire-transfer, a Settlement is be created. If there were any fees for this transaction, such as FX fees, they will be recorded as a Bank fee. Each item is an append-only entry: a correction adds an entry for the difference, which can be zero or negative, so the amount of a fee is the sum of the amounts of its entries.",
  "x-generated": "2026-11-10",
  "x-method": "derived",
  "x-generator": "derive-json-schema.py",
  "x-source": "openapi/spendesk-settlements-and-wallet-api-openapi.yml#/components/schemas/bankFee",
  "additionalProperties": false,
  "type": "object",
  "properties": {
    "id": {
      "type": "string",
      "description": "ID of this bank fee entry. One bank fee can have several entries; group them with bankFeeId."
    },
    "bankFeeId": {
      "type": "string",
      "description": "ID of the bank fee this entry belongs to."
    },
    "kind": {
      "type": "string",
      "enum": [
        "fxFee",
        "atmFee",
        "otherFee"
      ],
      "description": "`fxFee` refers to fees incurred by a payment in a foreign currency, and `atmFee` refers to fees incurred at an atm, e.g. to withdraw cash."
    },
    "settlementId": {
      "type": "string",
      "description": "The ID of the Settlement related to this bank fee."
    },
    "amount": {
      "allOf": [
        {
          "$ref": "#/$defs/priceAmount"
        }
      ],
      "description": "Amount of the fee, always in wallet currency. Expressed in smallest units of the currency (e.g. cents for EUR and USD, but yen for JPY)."
    },
    "currency": {
      "$ref": "#/$defs/currency"
    },
    "chargedAt": {
      "allOf": [
        {
          "$ref": "#/$defs/dateTime"
        }
      ],
      "description": "Date and time of this entry: when the bank fee was incurred for its first entry, and when it was corrected for a correction entry."
    }
  },
  "required": [
    "id",
    "bankFeeId",
    "kind",
    "amount",
    "currency",
    "chargedAt",
    "settlementId"
  ],
  "$defs": {
    "currency": {
      "type": "string",
      "pattern": "^[A-Z]{3}$",
      "description": "If the payment was made in a foreign currency, this amount will be the one in the payment currency. Three-letter [ISO currency codes](https://www.iso.org/iso-4217-currency-codes.html).",
      "title": "currency"
    },
    "dateTime": {
      "type": "string",
      "format": "date-time",
      "description": "String containing a UTC datetime expressed in [ISO 8601](https://en.wikipedia.org/wiki/ISO_8601) format like `2023-05-12T14:06:40Z`.",
      "title": "dateTime"
    },
    "priceAmount": {
      "type": "number",
      "description": "If the payment was made in a foreign currency, this amount will be the one in the payment currency.\nCan contain a negative value in case of refunds.\nExpressed in smallest units of the currency (e.g. cents for EUR and USD, but yen for JPY).",
      "title": "priceAmount"
    }
  }
}

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