Modern Treasury · Schema

external_account_verify_request

FintechPaymentsACHWiresTreasury

Properties

Name Type Description
originating_account_id string The ID of the internal account where the micro-deposits originate from. Both credit and debit capabilities must be enabled.
payment_type string Can be `ach`, `eft`, or `rtp`.
currency object Defaults to the currency of the originating account.
fallback_type string A payment type to fallback to if the original type is not valid for the receiving account. Currently, this only supports falling back from RTP to ACH (payment_type=rtp and fallback_type=ach)
priority string Either `normal` or `high`. For ACH payments, `high` represents a same-day ACH transfer. This will apply to both `payment_type` and `fallback_type`.
View JSON Schema on GitHub

JSON Schema

modern-treasury-external-account-verify-request-schema.json Raw ↑
{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "$id": "#/components/schemas/external_account_verify_request",
  "title": "external_account_verify_request",
  "type": "object",
  "properties": {
    "originating_account_id": {
      "type": "string",
      "format": "uuid",
      "description": "The ID of the internal account where the micro-deposits originate from. Both credit and debit capabilities must be enabled."
    },
    "payment_type": {
      "type": "string",
      "enum": [
        "ach",
        "au_becs",
        "bacs",
        "book",
        "card",
        "chats",
        "check",
        "cross_border",
        "dk_nets",
        "eft",
        "gb_fps",
        "hu_ics",
        "interac",
        "masav",
        "mx_ccen",
        "neft",
        "nics",
        "nz_becs",
        "pl_elixir",
        "provxchange",
        "ro_sent",
        "rtp",
        "se_bankgirot",
        "sen",
        "sepa",
        "sg_giro",
        "sic",
        "signet",
        "sknbi",
        "stablecoin",
        "wire",
        "zengin"
      ],
      "description": "Can be `ach`, `eft`, or `rtp`."
    },
    "currency": {
      "$ref": "#/components/schemas/currency",
      "description": "Defaults to the currency of the originating account."
    },
    "fallback_type": {
      "type": "string",
      "enum": [
        "ach"
      ],
      "description": "A payment type to fallback to if the original type is not valid for the receiving account. Currently, this only supports falling back from RTP to ACH (payment_type=rtp and fallback_type=ach)"
    },
    "priority": {
      "type": "string",
      "enum": [
        "high",
        "normal"
      ],
      "description": "Either `normal` or `high`. For ACH payments, `high` represents a same-day ACH transfer. This will apply to both `payment_type` and `fallback_type`."
    }
  },
  "required": [
    "originating_account_id",
    "payment_type"
  ]
}

Work with this as data

Every JSON Schema here is available over the APIs.io API and to AI agents over MCP.

MCP server

One button, every client — Claude, Cursor, VS Code and the rest.

https://apis.io/mcp

Tools for schemas

4 MCP tools reach this
  • find_json_schemasBrowse and filter every JSON Schema in the catalog.
  • apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
  • resolveTurn a domain, URL or GitHub org into the provider it belongs to.
  • find_cohortsEvery scored population of providers in the catalog.
All 92 tools

Call it yourself

curl for this page
This JSON Schema
curl "https://apis.io/api/v1/json-schemas/modern-treasury-external-account-verify-request"
All schemas
curl "https://apis.io/api/v1/json-schemas?limit=25"

Discovery needs no key. Ratings and market analysis are Pro.

Get an API key

Free tier, no email required.

A second provider on the same verified email joins the account you already have.