Properties
| Name | Type | Description |
|---|---|---|
| originating_account_id | string | The ID of the internal account where the micro-deposits originate from. Both credit and debit capabilities must be enabled. |
| payment_type | string | Can be `ach`, `eft`, or `rtp`. |
| currency | object | Defaults to the currency of the originating account. |
| fallback_type | string | A payment type to fallback to if the original type is not valid for the receiving account. Currently, this only supports falling back from RTP to ACH (payment_type=rtp and fallback_type=ach) |
| priority | string | Either `normal` or `high`. For ACH payments, `high` represents a same-day ACH transfer. This will apply to both `payment_type` and `fallback_type`. |
JSON Schema
{
"$schema": "https://json-schema.org/draft/2020-12/schema",
"$id": "#/components/schemas/external_account_verify_request",
"title": "external_account_verify_request",
"type": "object",
"properties": {
"originating_account_id": {
"type": "string",
"format": "uuid",
"description": "The ID of the internal account where the micro-deposits originate from. Both credit and debit capabilities must be enabled."
},
"payment_type": {
"type": "string",
"enum": [
"ach",
"au_becs",
"bacs",
"book",
"card",
"chats",
"check",
"cross_border",
"dk_nets",
"eft",
"gb_fps",
"hu_ics",
"interac",
"masav",
"mx_ccen",
"neft",
"nics",
"nz_becs",
"pl_elixir",
"provxchange",
"ro_sent",
"rtp",
"se_bankgirot",
"sen",
"sepa",
"sg_giro",
"sic",
"signet",
"sknbi",
"stablecoin",
"wire",
"zengin"
],
"description": "Can be `ach`, `eft`, or `rtp`."
},
"currency": {
"$ref": "#/components/schemas/currency",
"description": "Defaults to the currency of the originating account."
},
"fallback_type": {
"type": "string",
"enum": [
"ach"
],
"description": "A payment type to fallback to if the original type is not valid for the receiving account. Currently, this only supports falling back from RTP to ACH (payment_type=rtp and fallback_type=ach)"
},
"priority": {
"type": "string",
"enum": [
"high",
"normal"
],
"description": "Either `normal` or `high`. For ACH payments, `high` represents a same-day ACH transfer. This will apply to both `payment_type` and `fallback_type`."
}
},
"required": [
"originating_account_id",
"payment_type"
]
}
Work with this as data
Every JSON Schema here is available over the APIs.io API and to AI agents over MCP.
MCP server
One button, every client — Claude, Cursor, VS Code and the rest.
https://apis.io/mcp
Tools for schemas
4 MCP tools reach this
find_json_schemasBrowse and filter every JSON Schema in the catalog.apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.resolveTurn a domain, URL or GitHub org into the provider it belongs to.find_cohortsEvery scored population of providers in the catalog.
Call it yourself
curl for this page
This JSON Schema
curl "https://apis.io/api/v1/json-schemas/modern-treasury-external-account-verify-request"
All schemas
curl "https://apis.io/api/v1/json-schemas?limit=25"
Discovery needs no key. Ratings and market analysis are Pro.
Get an API key
Free tier, no form to fill in. Signing in shares your email address with us — we store it to create your key and to recognise you if you sign in with another provider. See our Privacy Policy and Terms.
A second provider on the same verified email joins the account you already have.