Mastercard · Schema

merchantCategoryCodes

Object for the array of Merchant Category Codes (MCC) that the Merchant processes transactions under, and is used for risk-scoring transactions by the issuer. All MCC codes that will be processed by a DPA should be provided here (typically, this will be a single item). An MCC is a four-character code assigned by Mastercard to the Merchant that indicates the type of business, service, or product provided by the Merchant. Note: MCC's may be assigned differently across payment networks. To avoid errors, be sure to use your assigned Mastercard MCC. This code is required for 3-D Secure (3DS) and risk profiling. If the Merchant has more than one MCC, the code most relevant to their business should be used.

MastercardCredit CardsDigital IdentityFinancial ServicesFraud PreventionOpen BankingPaymentsFortune 500Agentic Commerce
View JSON Schema on GitHub

JSON Schema

mastercard-unified-checkout-solutions-merchant-category-codes-schema.json Raw ↑
{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "title": "merchantCategoryCodes",
  "type": "array",
  "description": "Object for the array of Merchant Category Codes (MCC) that the Merchant processes transactions under, and is used for risk-scoring transactions by the issuer. All MCC codes that will be processed by a DPA should be provided here (typically, this will be a single item).\n\nAn MCC is a four-character code assigned by Mastercard to the Merchant that indicates the type of business, service, or product provided by the Merchant.\n\nNote: MCC's may be assigned differently across payment networks. To avoid errors, be sure to use your assigned Mastercard MCC. This code is required for 3-D Secure (3DS) and risk profiling. If the Merchant has more than one MCC, the code most relevant to their business should be used.\n"
}

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