Mastercard · Schema

score

Credit CardsDigital IdentityFinancial ServicesFraud DetectionOpen BankingPaymentsFortune 500

Properties

Name	Type	Description
scoreType	string	A score type for which score is retrieved, Possible value - DELINQUENCY.
productType	string	A product type for which score is retrieved, Possible value - CREDIT_CARD.
score	integer	The score retrieved for the card number.
decile	integer	The decile is any of the values in a series that divides the distribution of individuals in that series into ten groups of equal frequency.
modelName	string	Name of the model used for scoring against customerPANs.
embeddingFeatures	string	Optional parameter embeddings is intermediate machine readable output from score calculation.
hasScoreChangedFromLastWeek	boolean	Indicates whether the change in score has resulted in a change in decile classification compared to the previous week. For new prospects, this value is always set to 'false' based on the underlying mo
isNewProspect	boolean	Indicates whether the card is not issued by the bank requesting the score.

View JSON Schema on GitHub

JSON Schema

{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "title": "score",
  "type": "object",
  "properties": {
    "scoreType": {
      "type": "string",
      "description": "A score type for which score is retrieved, Possible value - DELINQUENCY."
    },
    "productType": {
      "type": "string",
      "description": "A product type for which score is retrieved, Possible value - CREDIT_CARD."
    },
    "score": {
      "type": "integer",
      "description": "The score retrieved for the card number."
    },
    "decile": {
      "type": "integer",
      "description": "The decile is any of the values in a series that divides the distribution of individuals in that series into ten groups of equal frequency."
    },
    "modelName": {
      "type": "string",
      "description": "Name of the model used for scoring against customerPANs."
    },
    "embeddingFeatures": {
      "type": "string",
      "description": "Optional parameter embeddings is intermediate machine readable output from score calculation."
    },
    "hasScoreChangedFromLastWeek": {
      "type": "boolean",
      "description": "Indicates whether the change in score has resulted in a change in decile classification compared to the previous week. For new prospects, this value is always set to 'false' based on the underlying model's criteria."
    },
    "isNewProspect": {
      "type": "boolean",
      "description": "Indicates whether the card is not issued by the bank requesting the score."
    }
  }
}