Mastercard · Schema

Mastercard Card

A Mastercard payment card representing a physical or virtual card instrument issued to a cardholder. Covers prepaid, debit, credit, and commercial card products across Card Issuance, BIN Lookup, Benefit Eligibility, and tokenization services.

Credit CardsDigital IdentityFinancial ServicesFraud DetectionOpen BankingPayments

Properties

Name Type Description
cardNumber string Primary Account Number (PAN) for the card. Must pass Luhn algorithm validation.
cardId string Unique system-generated identifier for the card within the Mastercard issuing platform.
cardPackId string Identifier for the card pack, used in card issuance and fulfillment.
cardType string Classification of the card product.
cardProductCode string Three-character code identifying the specific card product (e.g., MSI for Mastercard Standard, MWE for World Elite, MWO for World).
planCode string Card plan code defining the card product configuration and features.
programCode string Program code for the card product within the issuing institution.
brand string Card brand within the Mastercard network.
tier string Card tier or level indicating the product benefits tier.
status string Current lifecycle status of the card.
issuedDate string Date the card was issued, in ISO 8601 date format.
expirationDate string Card expiration date in MMYY format.
embossedName string Name embossed or printed on the physical card.
numberless boolean Indicates whether the card number is printed on the physical card. True means the number is not printed.
instant boolean Indicates whether the card was issued as an instant card (immediately generated).
virtual boolean Indicates whether this is a virtual card with no physical plastic.
contactless boolean Indicates whether the card supports contactless (NFC/PayPass) transactions.
photoIndicator string Indicates whether a photo is required on the card.
deliveryMode string Mode of card delivery to the cardholder.
deliveryDate string Date the card was delivered or handed over to the client, in ISO 8601 format.
tokenNumber string MDES (Mastercard Digital Enablement Service) token representing this card for digital transactions.
binNumber string Bank Identification Number (BIN), the first 6-8 digits of the card number identifying the issuing institution.
issuerId string ICA (Interbank Card Association) number of the issuing institution.
issuerName string Name of the financial institution that issued the card.
issuerCountryCode string ISO 3166-1 alpha-3 country code of the issuing institution.
cardholder object
limits object
applicationType string Type of card issuance application.
corporateCode string Unique code of the corporate entity for commercial/corporate cards.
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