Financial Data Exchange (FDX) · Schema
Payment Network Supported by Account
This provides details required to execute a transaction against the account within the payment network
Financial DataOpen BankingOpen FinanceFinancial Data ExchangeConsumer-PermissionedAccount DataTransactionInvestmentsInsuranceTax DataPayrollRESTAuthenticationFAPICFPB 1033
Properties
| Name | Type | Description |
|---|---|---|
| bankId | string | Bank identifier used by the payment network. Typically the 9-digit routing transit number (RTN) associated with the account number at a US institution, or the 3-digit Institution (FID) and 5-digit Tra |
| identifier | string | The number used to identify the account within the payment network. |
| type | object | |
| transferIn | boolean | Can transfer funds to the account using this information. Plaid expect that this value represents the account's current ability to be credited through a payment network. Plaid recommends dynamically u |
| transferOut | boolean | Can transfer funds from the account using this information. Plaid expect that this value represents the account's current ability to be debited through a payment network. Plaid recommends dynamically |
JSON Schema
{
"$schema": "https://json-schema.org/draft/2020-12/schema",
"title": "Payment Network Supported by Account",
"description": "This provides details required to execute a transaction against the account within the payment network\n",
"type": "object",
"properties": {
"bankId": {
"type": "string",
"description": "Bank identifier used by the payment network. Typically the 9-digit\nrouting transit number (RTN) associated with the account number at a US institution,\nor the 3-digit Institution (FID) and 5-digit Transit numbers for Canadian institutions,\nincluding leading zeroes\n"
},
"identifier": {
"type": "string",
"description": "The number used to identify the account within the payment network.\n"
},
"type": {
"$ref": "#/components/schemas/PaymentNetworkType"
},
"transferIn": {
"type": "boolean",
"description": "Can transfer funds to the account using this information. Plaid expect that this value represents the account's current ability to be credited through a payment network.\nPlaid recommends dynamically updating this value, for example to represent if the account is locked or not.\n\n**Note:** Both `transferIn` and `transferOut` must be `true` in order for the account to support ACH\n"
},
"transferOut": {
"type": "boolean",
"description": "Can transfer funds from the account using this information. Plaid expect that this value represents the account's current ability to be debited through a payment network.\nPlaid recommends dynamically updating this value, for example to represent if the account is locked or not.\n\n**Note:** Both `transferIn` and `transferOut` must be `true` in order for the account to support ACH\n"
}
},
"required": [
"bankId",
"identifier",
"type",
"transferIn",
"transferOut"
]
}
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