A commercial account. For example, a business deposit account. The `accountType` field for commercial accounts may be set to any of the [account types](#commercial-account-types) listed below. **Note:** Commercial accounts are discoverable-only. Plaid does not consume downstream data (balances, transactions, Auth) for commercial accounts.
Financial DataOpen BankingOpen FinanceFinancial Data ExchangeConsumer-PermissionedAccount DataTransactionInvestmentsInsuranceTax DataPayrollRESTAuthenticationFAPICFPB 1033
{
"$schema": "https://json-schema.org/draft/2020-12/schema",
"title": "CommercialAccountDescriptor",
"description": "A commercial account. For example, a business deposit account. The `accountType` field for commercial accounts may be set to any of the [account types](#commercial-account-types) listed below.\n\n**Note:** Commercial accounts are discoverable-only. Plaid does not consume downstream data (balances, transactions, Auth) for commercial accounts.\n",
"allOf": [
{
"$ref": "#/components/schemas/AccountDescriptor"
},
{
"type": "object",
"properties": {
"accountCategory": {
"type": "string",
"example": "COMMERCIAL_ACCOUNT",
"enum": [
"COMMERCIAL_ACCOUNT"
]
},
"accountType": {
"$ref": "#/components/schemas/CommercialAccountType"
}
},
"required": [
"accountType",
"accountCategory"
]
}
]
}
Discovery needs no key. Ratings and market analysis are Pro.
Get an API key
Free tier, no form to fill in. Signing in shares your email address with us — we
store it to create your key and to recognise you if you sign in with another
provider. See our Privacy Policy and
Terms.