Envestnet · Schema

BasicMerchantDetail

Derived merchant spending information.

FinancialWealth ManagementOpen BankingAccount Aggregation

Properties

Name Type Description
basicMerchant object
merchantType string The associated merchant type - BILLERS, SUBSCRIPTION, or OTHERS
netTotal object Net spending calculated as (debitTotal - creditTotal) associated with the merchant for the specific duration.
averageNetTotal object Average spending calculated as (netTotal)/(Number of Months) associated with the merchant for the specific duration.
link object
basicPeerDetail object Data about the user's peer spending.
peerSpendingComparison object Comparing how the user has spent with a merchant compared to their peers.
View JSON Schema on GitHub

JSON Schema

envestnet-basicmerchantdetail-schema.json Raw ↑
{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "$id": "#/components/schemas/BasicMerchantDetail",
  "title": "BasicMerchantDetail",
  "description": "Derived merchant spending information.",
  "properties": {
    "basicMerchant": {
      "allOf": [
        {
          "$ref": "#/components/schemas/BasicMerchant"
        }
      ],
      "readOnly": true
    },
    "merchantType": {
      "type": "string",
      "description": "The associated merchant type - BILLERS, SUBSCRIPTION, or OTHERS",
      "readOnly": true
    },
    "netTotal": {
      "description": "Net spending calculated as (debitTotal - creditTotal) associated with  the merchant for the specific duration.",
      "allOf": [
        {
          "$ref": "#/components/schemas/Money"
        }
      ],
      "readOnly": true
    },
    "averageNetTotal": {
      "description": "Average spending calculated as (netTotal)/(Number of Months)  associated with the merchant for the specific duration.",
      "allOf": [
        {
          "$ref": "#/components/schemas/Money"
        }
      ],
      "readOnly": true
    },
    "link": {
      "allOf": [
        {
          "$ref": "#/components/schemas/Link"
        }
      ],
      "readOnly": true
    },
    "basicPeerDetail": {
      "description": "Data about the user's peer spending.",
      "allOf": [
        {
          "$ref": "#/components/schemas/BasicPeerDetail"
        }
      ],
      "readOnly": true
    },
    "peerSpendingComparison": {
      "description": "Comparing how the user has spent with a merchant compared to their peers.",
      "allOf": [
        {
          "$ref": "#/components/schemas/PeerSpendingComparison"
        }
      ],
      "readOnly": true
    }
  },
  "required": [
    "basicMerchant"
  ]
}

Work with this as data

Every JSON Schema here is available over the APIs.io API and to AI agents over MCP.

MCP server

One button, every client — Claude, Cursor, VS Code and the rest.

https://apis.io/mcp

Tools for schemas

4 MCP tools reach this
  • find_json_schemasBrowse and filter every JSON Schema in the catalog.
  • apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
  • resolveTurn a domain, URL or GitHub org into the provider it belongs to.
  • find_cohortsEvery scored population of providers in the catalog.
All 92 tools →

Call it yourself

curl for this page
This JSON Schema
curl "https://apis.io/api/v1/json-schemas/envestnet-basicmerchantdetail"
All schemas
curl "https://apis.io/api/v1/json-schemas?limit=25"

Discovery needs no key. Ratings and market analysis are Pro.

Get an API key

Free tier, no form to fill in. Signing in shares your email address with us — we store it to create your key and to recognise you if you sign in with another provider. See our Privacy Policy and Terms.

A second provider on the same verified email joins the account you already have.