Envestnet · Schema
BasicCreditCardUtilization
Derived information across one or more aggregated card accounts.
FinancialWealth ManagementOpen BankingAccount Aggregation
Properties
| Name | Type | Description |
|---|---|---|
| totalRunningBalance | object | Total running balance across one or more card accounts. |
| totalCreditLine | object | Total credit line across one or more card accounts. |
| creditUtilizationPercent | number | Single card credit utilization percent calculated as totalRunningBalance / totalCreditLine * 100 |
| totalCreditUtilizationPercent | number | Total credit utilization percent calculated as totalRunningBalance / totalCreditLine * 100 |
JSON Schema
{
"$schema": "https://json-schema.org/draft/2020-12/schema",
"$id": "#/components/schemas/BasicCreditCardUtilization",
"title": "BasicCreditCardUtilization",
"description": "Derived information across one or more aggregated card accounts.",
"properties": {
"totalRunningBalance": {
"description": "Total running balance across one or more card accounts.",
"allOf": [
{
"$ref": "#/components/schemas/Money"
}
],
"readOnly": true
},
"totalCreditLine": {
"description": "Total credit line across one or more card accounts.",
"allOf": [
{
"$ref": "#/components/schemas/Money"
}
],
"readOnly": true
},
"creditUtilizationPercent": {
"type": "number",
"description": "Single card credit utilization percent calculated as totalRunningBalance / totalCreditLine * 100",
"readOnly": true
},
"totalCreditUtilizationPercent": {
"type": "number",
"description": "Total credit utilization percent calculated as totalRunningBalance / totalCreditLine * 100",
"readOnly": true
}
}
}
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