Envestnet · Schema

BasicCreditCardUtilization

Derived information across one or more aggregated card accounts.

FinancialWealth ManagementOpen BankingAccount Aggregation

Properties

Name Type Description
totalRunningBalance object Total running balance across one or more card accounts.
totalCreditLine object Total credit line across one or more card accounts.
creditUtilizationPercent number Single card credit utilization percent calculated as totalRunningBalance / totalCreditLine * 100
totalCreditUtilizationPercent number Total credit utilization percent calculated as totalRunningBalance / totalCreditLine * 100
View JSON Schema on GitHub

JSON Schema

envestnet-basiccreditcardutilization-schema.json Raw ↑
{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "$id": "#/components/schemas/BasicCreditCardUtilization",
  "title": "BasicCreditCardUtilization",
  "description": "Derived information across one or more aggregated card accounts.",
  "properties": {
    "totalRunningBalance": {
      "description": "Total running balance across one or more card accounts.",
      "allOf": [
        {
          "$ref": "#/components/schemas/Money"
        }
      ],
      "readOnly": true
    },
    "totalCreditLine": {
      "description": "Total credit line across one or more card accounts.",
      "allOf": [
        {
          "$ref": "#/components/schemas/Money"
        }
      ],
      "readOnly": true
    },
    "creditUtilizationPercent": {
      "type": "number",
      "description": "Single card credit utilization percent calculated as  totalRunningBalance / totalCreditLine * 100",
      "readOnly": true
    },
    "totalCreditUtilizationPercent": {
      "type": "number",
      "description": "Total credit utilization percent calculated as  totalRunningBalance / totalCreditLine * 100",
      "readOnly": true
    }
  }
}

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