Dwolla · Schema

SandboxSimulationRequest

Bank transfer processing (omit body or `{}`), VAN transfer simulation (`type` virtual + transfers), or verification directive simulation (`type` customer-verification, customer link, and errorCode). Typed bodies are mutually exclusive; use only an omitted body or `{}` for bank processing.

PaymentsACHBank TransfersFintechAccount-to-Account PaymentsMoney MovementInstant PaymentsOpen BankingWebhookKYCUnited StatesOpen FinanceSame-Day ACHRTPFedNowMass PaymentsDrop-in ComponentsSDKSandbox
View JSON Schema on GitHub

JSON Schema

dwolla-sandbox-simulation-request-schema.json Raw ↑
{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "$id": "https://raw.githubusercontent.com/api-evangelist/dwolla/main/json-schema/dwolla-sandbox-simulation-request-schema.json",
  "title": "SandboxSimulationRequest",
  "description": "Bank transfer processing (omit body or `{}`), VAN transfer simulation (`type` virtual + transfers), or\nverification directive simulation (`type` customer-verification, customer link, and errorCode). Typed bodies\nare mutually exclusive; use only an omitted body or `{}` for bank processing.\n",
  "x-generated": "2026-10-12",
  "x-method": "derived",
  "x-generator": "derive-json-schema.py",
  "x-source": "openapi/dwolla-sandbox-simulations-api-openapi.yml#/components/schemas/SandboxSimulationRequest",
  "oneOf": [
    {
      "$ref": "#/$defs/SandboxSimulationVirtualAccountTransfersRequest"
    },
    {
      "$ref": "#/$defs/SandboxSimulationCustomerVerificationRequest"
    },
    {
      "$ref": "#/$defs/SandboxSimulationBankProcessingRequest"
    }
  ],
  "$defs": {
    "SandboxSimulationBankProcessingRequest": {
      "title": "SandboxSimulationBankProcessingRequest",
      "description": "Omit the request body or send an empty JSON object (`{}`). Triggers processing (or failure) for the last\n500 bank transfers on the authorized application or Sandbox account, and initiated micro-deposits.\nSuccessful response is 200 with a HAL body including total.\n",
      "type": "object",
      "additionalProperties": false
    },
    "SandboxSimulationCustomerVerificationRequest": {
      "title": "SandboxSimulationCustomerVerificationRequest",
      "description": "Simulate a verification directive for a business Verified Customer in Sandbox. The customer must be in\n`retry` or `document` status. After a successful call, retrieve the Customer resource; the given `errorCode`\nappears under `_embedded.errors`. See Dwolla documentation for verification directive meanings.\n",
      "type": "object",
      "required": [
        "type",
        "_links",
        "errorCode"
      ],
      "properties": {
        "type": {
          "type": "string",
          "const": "customer-verification",
          "description": "Must be set to customer-verification for verification directive simulation."
        },
        "_links": {
          "type": "object",
          "required": [
            "customer"
          ],
          "properties": {
            "customer": {
              "type": "object",
              "required": [
                "href"
              ],
              "properties": {
                "href": {
                  "type": "string",
                  "format": "uri",
                  "description": "URL of the Sandbox customer to attach the simulated directive to."
                }
              }
            }
          }
        },
        "errorCode": {
          "type": "string",
          "description": "Verification directive to simulate for the linked customer.",
          "enum": [
            "PersonalIDRequired",
            "POBoxNotAllowed",
            "AddressNotAssociatedWithBusiness",
            "EINDocumentRequired"
          ]
        }
      }
    },
    "SandboxSimulationVirtualAccountTransfersRequest": {
      "title": "SandboxSimulationVirtualAccountTransfersRequest",
      "description": "Simulate Virtual Account Number (VAN) / external transfers in Sandbox. Up to 10 transfers per request;\ntransfers are created and processed immediately. Successful response is 202 Accepted.\n",
      "type": "object",
      "required": [
        "type",
        "transfers"
      ],
      "properties": {
        "type": {
          "type": "string",
          "const": "virtual",
          "description": "Must be set to virtual for VAN transfer simulation."
        },
        "transfers": {
          "type": "array",
          "description": "Transfers to simulate (max 10 per request).",
          "minItems": 1,
          "maxItems": 10,
          "items": {
            "$ref": "#/$defs/SandboxSimulationVirtualTransferItem"
          }
        }
      }
    },
    "SandboxSimulationVirtualTransferItem": {
      "title": "SandboxSimulationVirtualTransferItem",
      "description": "One simulated external (VAN) transfer in a sandbox-simulations request.",
      "type": "object",
      "required": [
        "_link",
        "amount"
      ],
      "properties": {
        "_link": {
          "type": "object",
          "description": "Link wrapper for the destination funding source (Dwolla HAL-style single link).",
          "required": [
            "destination"
          ],
          "properties": {
            "destination": {
              "type": "object",
              "required": [
                "href"
              ],
              "properties": {
                "href": {
                  "type": "string",
                  "format": "uri"
                }
              }
            }
          }
        },
        "amount": {
          "$ref": "#/$defs/TransferAmount"
        }
      }
    },
    "TransferAmount": {
      "title": "TransferAmount",
      "type": "object",
      "required": [
        "value",
        "currency"
      ],
      "properties": {
        "value": {
          "type": "string"
        },
        "currency": {
          "type": "string"
        }
      }
    }
  }
}

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