Citi · Schema
notificationRequest
BankingFinancial ServicesOpen BankingPaymentsTreasuryISO 20022Commercial CardsForeign ExchangeCustodyTrade FinanceCorporate BankingAPI Gateway
Properties
| Name | Type | Description |
|---|---|---|
| MessageTypeID | string | ISO Message Type Identifier - 0100 for Auths/0120 for Advices/0400 or 0420 for Reversals |
| PrimaryAccountNumber | string | Primary Account Number - this contains the (Real) Card Number |
| ProcessingCode | string | Processing Code |
| TransactionAmount | string | Transaction Amount |
| BillingAmount | string | Cardholder Billing Amount |
| TransmissionDateAndTime | string | Date and Time - MMDDHHMMSS format |
| SystemTraceAuditNumber | string | Number assigned by the message initiator that uniquely identifies a cardholder transaction and all message types that comprise it |
| LocalTransactionTime | string | Transaction Local Time HHMMSS |
| LocalTransactionDate | string | Transaction Local Date - MMDD |
| CardExpiryDate | string | Card Expiration Date - YYMM |
| MCCMerchantType | string | Card acceptor business code / merchant category code [MCC] |
| AcquirerCountryCode | string | Acquiring Institution Country Code is the code of the country where the acquiring institution is located |
| POSEntryMode | string | indicates the method used for PAN entry to initiate a transaction and the PIN entry capabilities |
| POSConditionCode | string | (Visa only) Code identifying transaction conditions at the point-of-sale or point of service - for MC, refer to F61 fields below |
| AcquirerInstitutionID | string | Identifies the acquiring institution (for example, merchant bank) or its agent |
| RetrievalReferenceNumber | string | Reference number supplied by the system retaining the original source document of the transaction and assists in locating that source document or a copy thereof |
| AuthIDCode | string | Authorization code provided by the issuer when a transaction is approved |
| ResponseCode | string | Code that defines the response to a request or the message disposition and acknowledgement that a transaction or a message was received |
| CardAcceptorTerminalID | string | Identifies a terminal at the card acceptor location of acquiring institutions or merchant POS systems |
| CardAcceptorIDCode | string | Merchant ID to uniquely identify the merchant in a transaction |
| CardAcceptorNameLocation | string | Name and location of the card acceptor that defines the point of interaction in both local and interchange environments |
| CurrencyCodeTransaction | string | Local currency of the acquirer or source location of the transaction |
| CurrencyCodeBilling | string | Currency code used by the issuer to bill the cardholder's account |
| VisaF44RespSrcReasonCode | string | For Visa STIP advice, contains the response source/reason code that identifies the source of the field 39 response decision |
| VisaF60TermEntCapab | string | Code identifying the terminal's capability to electronically read account numbers and expiration dates from cards |
| VisaF60ChipCondCode | string | Code that provides information about fallback transactions, which are initiated from the magnetic-stripe of VSDC cards at VSDC terminals |
| VisaF60SpclCondIndic | string | Describes selected special conditions at the point-of-sale |
| VisaF60ChipTxnIndic | string | This code is set by full VSDC data acquirers if they receive a message from the terminal that indicates a chip-based transaction |
| VisaF60MoToECIndic | string | For mail order or telephone order transactions (field 25 = 08), it identifies the type of mail/telephone order. For e-commerce transactions (field 25 = 59), it identifies the level of security used in |
| VisaF123VirtualCardNbr | string | Visa Virtual Card Number |
| VisaF123WalletSPId | string | Token requestor ID / Wallet Service Provider ID |
| VisaF126RecurTxnIndic | string | Visa Recurring Transaction flag (value = R identifies a recurring transaction) |
| MCF48VirtualCardNbr | string | Mastercard Virtual Card Number |
| MCF48WalletSPId | string | Mastercard Token/Wallet Service Provider |
| MCF60AdviceReasonCode | string | For Mastercard STIP advice, this field indicates the general purpose of the advice message |
| MCF61POSTermAtt | string | (POS Terminal Attendance) indicates if the card acceptor is attending the terminal |
| MCF61POSCHPresence | string | (POS Cardholder Presence) indicates whether the cardholder is present at the point of service and explains the condition if the cardholder is not present. A value of '4' indicates a recurring transact |
| MCF61POSCdPresence | string | (POS Card Presence) indicates if the card is present at the point of service |
| MCF61POSTranStatus | string | (POS Transaction Status) indicates the purpose or status of the request |
| MCF61POSTranSec | string | (POS Transaction Security) indicates the card acceptor’s confidence in the transaction security level |
| MCF61POSChActTermLvl | string | (Cardholder-Activated Terminal Level) indicates the type of cardholder activated terminal used by the cardholder to initiate the transaction |
| MCF61POSCountryCode | string | (POS Country Code) indicates the country of the POS location (not the acquirer location) using ISO-specified codes |
JSON Schema
{
"$schema": "https://json-schema.org/draft/2020-12/schema",
"$id": "https://raw.githubusercontent.com/api-evangelist/citi/main/json-schema/citi-notification-request-schema.json",
"title": "notificationRequest",
"x-generated": "2026-10-12",
"x-method": "derived",
"x-generator": "derive-json-schema.py",
"x-source": "openapi/citi-notification-api-openapi.yml#/components/schemas/notificationRequest",
"required": [
"AcquirerCountryCode",
"AcquirerInstitutionID",
"AuthIDCode",
"BillingAmount",
"CardAcceptorIDCode",
"CardAcceptorNameLocation",
"CardAcceptorTerminalID",
"CardExpiryDate",
"CurrencyCodeBilling",
"CurrencyCodeTransaction",
"LocalTransactionDate",
"LocalTransactionTime",
"MCCMerchantType",
"MessageTypeID",
"POSConditionCode",
"POSEntryMode",
"PrimaryAccountNumber",
"ProcessingCode",
"ResponseCode",
"RetrievalReferenceNumber",
"SystemTraceAuditNumber",
"TransactionAmount",
"TransmissionDateAndTime"
],
"type": "object",
"properties": {
"MessageTypeID": {
"maxLength": 4,
"minLength": 4,
"type": "string",
"description": "ISO Message Type Identifier - 0100 for Auths/0120 for Advices/0400 or 0420 for Reversals"
},
"PrimaryAccountNumber": {
"maxLength": 19,
"minLength": 19,
"type": "string",
"description": "Primary Account Number - this contains the (Real) Card Number"
},
"ProcessingCode": {
"maxLength": 6,
"minLength": 6,
"type": "string",
"description": "Processing Code"
},
"TransactionAmount": {
"maxLength": 13,
"minLength": 1,
"type": "string",
"description": "Transaction Amount"
},
"BillingAmount": {
"maxLength": 13,
"minLength": 1,
"type": "string",
"description": "Cardholder Billing Amount"
},
"TransmissionDateAndTime": {
"maxLength": 10,
"minLength": 10,
"type": "string",
"description": "Date and Time - MMDDHHMMSS format"
},
"SystemTraceAuditNumber": {
"maxLength": 6,
"minLength": 6,
"type": "string",
"description": "Number assigned by the message initiator that uniquely identifies a cardholder transaction and all message types that comprise it"
},
"LocalTransactionTime": {
"maxLength": 6,
"minLength": 6,
"type": "string",
"description": "Transaction Local Time HHMMSS"
},
"LocalTransactionDate": {
"maxLength": 4,
"minLength": 4,
"type": "string",
"description": "Transaction Local Date - MMDD"
},
"CardExpiryDate": {
"maxLength": 4,
"minLength": 4,
"type": "string",
"description": "Card Expiration Date - YYMM"
},
"MCCMerchantType": {
"maxLength": 4,
"minLength": 4,
"type": "string",
"description": "Card acceptor business code / merchant category code [MCC]"
},
"AcquirerCountryCode": {
"maxLength": 3,
"minLength": 3,
"type": "string",
"description": "Acquiring Institution Country Code is the code of the country where the acquiring institution is located"
},
"POSEntryMode": {
"maxLength": 4,
"minLength": 4,
"type": "string",
"description": "indicates the method used for PAN entry to initiate a transaction and the PIN entry capabilities"
},
"POSConditionCode": {
"maxLength": 2,
"minLength": 2,
"type": "string",
"description": "(Visa only) Code identifying transaction conditions at the point-of-sale or point of service - for MC, refer to F61 fields below"
},
"AcquirerInstitutionID": {
"maxLength": 11,
"minLength": 6,
"type": "string",
"description": "Identifies the acquiring institution (for example, merchant bank) or its agent"
},
"RetrievalReferenceNumber": {
"maxLength": 12,
"minLength": 12,
"type": "string",
"description": "Reference number supplied by the system retaining the original source document of the transaction and assists in locating that source document or a copy thereof"
},
"AuthIDCode": {
"maxLength": 6,
"minLength": 6,
"type": "string",
"description": "Authorization code provided by the issuer when a transaction is approved"
},
"ResponseCode": {
"maxLength": 2,
"minLength": 2,
"type": "string",
"description": "Code that defines the response to a request or the message disposition and acknowledgement that a transaction or a message was received"
},
"CardAcceptorTerminalID": {
"maxLength": 8,
"minLength": 8,
"type": "string",
"description": "Identifies a terminal at the card acceptor location of acquiring institutions or merchant POS systems"
},
"CardAcceptorIDCode": {
"maxLength": 15,
"minLength": 15,
"type": "string",
"description": "Merchant ID to uniquely identify the merchant in a transaction"
},
"CardAcceptorNameLocation": {
"maxLength": 40,
"minLength": 40,
"type": "string",
"description": "Name and location of the card acceptor that defines the point of interaction in both local and interchange environments"
},
"CurrencyCodeTransaction": {
"maxLength": 3,
"minLength": 3,
"type": "string",
"description": "Local currency of the acquirer or source location of the transaction"
},
"CurrencyCodeBilling": {
"maxLength": 3,
"minLength": 3,
"type": "string",
"description": "Currency code used by the issuer to bill the cardholder's account"
},
"VisaF44RespSrcReasonCode": {
"maxLength": 1,
"minLength": 1,
"type": "string",
"description": "For Visa STIP advice, contains the response source/reason code that identifies the source of the field 39 response decision"
},
"VisaF60TermEntCapab": {
"maxLength": 1,
"minLength": 1,
"type": "string",
"description": "Code identifying the terminal's capability to electronically read account numbers and expiration dates from cards"
},
"VisaF60ChipCondCode": {
"maxLength": 1,
"minLength": 1,
"type": "string",
"description": "Code that provides information about fallback transactions, which are initiated from the magnetic-stripe of VSDC cards at VSDC terminals"
},
"VisaF60SpclCondIndic": {
"maxLength": 1,
"minLength": 1,
"type": "string",
"description": "Describes selected special conditions at the point-of-sale"
},
"VisaF60ChipTxnIndic": {
"maxLength": 1,
"minLength": 1,
"type": "string",
"description": "This code is set by full VSDC data acquirers if they receive a message from the terminal that indicates a chip-based transaction"
},
"VisaF60MoToECIndic": {
"maxLength": 2,
"minLength": 2,
"type": "string",
"description": "For mail order or telephone order transactions (field 25 = 08), it identifies the type of mail/telephone order. For e-commerce transactions (field 25 = 59), it identifies the level of security used in an e-commerce transaction over an open network (for example, the Internet)"
},
"VisaF123VirtualCardNbr": {
"maxLength": 19,
"minLength": 19,
"type": "string",
"description": "Visa Virtual Card Number"
},
"VisaF123WalletSPId": {
"maxLength": 11,
"minLength": 11,
"type": "string",
"description": "Token requestor ID / Wallet Service Provider ID"
},
"VisaF126RecurTxnIndic": {
"maxLength": 1,
"minLength": 1,
"type": "string",
"description": "Visa Recurring Transaction flag (value = R identifies a recurring transaction)"
},
"MCF48VirtualCardNbr": {
"maxLength": 19,
"minLength": 19,
"type": "string",
"description": "Mastercard Virtual Card Number"
},
"MCF48WalletSPId": {
"maxLength": 11,
"minLength": 11,
"type": "string",
"description": "Mastercard Token/Wallet Service Provider"
},
"MCF60AdviceReasonCode": {
"maxLength": 3,
"minLength": 3,
"type": "string",
"description": "For Mastercard STIP advice, this field indicates the general purpose of the advice message"
},
"MCF61POSTermAtt": {
"maxLength": 1,
"minLength": 1,
"type": "string",
"description": "(POS Terminal Attendance) indicates if the card acceptor is attending the terminal"
},
"MCF61POSCHPresence": {
"maxLength": 1,
"minLength": 1,
"type": "string",
"description": "(POS Cardholder Presence) indicates whether the cardholder is present at the point of service and explains the condition if the cardholder is not present. A value of '4' indicates a recurring transaction"
},
"MCF61POSCdPresence": {
"maxLength": 1,
"minLength": 1,
"type": "string",
"description": "(POS Card Presence) indicates if the card is present at the point of service"
},
"MCF61POSTranStatus": {
"maxLength": 1,
"minLength": 1,
"type": "string",
"description": "(POS Transaction Status) indicates the purpose or status of the request"
},
"MCF61POSTranSec": {
"maxLength": 1,
"minLength": 1,
"type": "string",
"description": "(POS Transaction Security) indicates the card acceptor’s confidence in the transaction security level"
},
"MCF61POSChActTermLvl": {
"maxLength": 1,
"minLength": 1,
"type": "string",
"description": "(Cardholder-Activated Terminal Level) indicates the type of cardholder activated terminal used by the cardholder to initiate the transaction"
},
"MCF61POSCountryCode": {
"maxLength": 3,
"minLength": 3,
"type": "string",
"description": "(POS Country Code) indicates the country of the POS location (not the acquirer location) using ISO-specified codes"
}
}
}
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