Citi · Schema

Authentication Request

Authentication Request

BankingFinancial ServicesOpen BankingPaymentsTreasuryISO 20022Commercial CardsForeign ExchangeCustodyTrade FinanceCorporate BankingAPI Gateway

Properties

Name Type Description
authentication object
method object
transaction object
order object
View JSON Schema on GitHub

JSON Schema

citi-authentication-request-schema.json Raw ↑
{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "$id": "https://raw.githubusercontent.com/api-evangelist/citi/main/json-schema/citi-authentication-request-schema.json",
  "title": "Authentication Request",
  "description": "Authentication Request",
  "x-generated": "2026-10-12",
  "x-method": "derived",
  "x-generator": "derive-json-schema.py",
  "x-source": "openapi/citi-authentication-api-openapi.yml#/components/schemas/Authentication-Request",
  "type": "object",
  "required": [
    "authentication",
    "order",
    "method",
    "transaction"
  ],
  "properties": {
    "authentication": {
      "$ref": "#/$defs/Initiate-Authentication"
    },
    "method": {
      "$ref": "#/$defs/Authentication-Method"
    },
    "transaction": {
      "$ref": "#/$defs/Authentication-Transaction"
    },
    "order": {
      "$ref": "#/$defs/Authentication-Order"
    }
  },
  "additionalProperties": false,
  "$defs": {
    "Authentication-Card": {
      "title": "card",
      "description": "Card informations",
      "properties": {
        "number": {
          "description": "The customer’s payment card number, also known as the Primary Account Number (PAN).",
          "type": "string",
          "minLength": 9,
          "maxLength": 23,
          "title": "number"
        },
        "expiry_month": {
          "description": "Two-digit month in which the payment card expires.",
          "type": "string",
          "pattern": "^(0?[1-9]|1[0-2])$",
          "title": "expiry_month"
        },
        "expiry_year": {
          "description": "Two-digit year in which the payment card expires.",
          "type": "string",
          "pattern": "^[0-9]{2,2}$",
          "title": "expiry_year"
        },
        "device_payment": {
          "$ref": "#/$defs/Authentication-Device-Payment"
        }
      }
    },
    "Authentication-Device-Payment": {
      "title": "device",
      "type": "object",
      "description": "Device",
      "properties": {
        "eci_indicator": {
          "description": "The Electronic Commerce Indicator generated for device payments.",
          "maxLength": 2,
          "minLength": 1,
          "type": "string",
          "title": "eci_indicator"
        },
        "online_payment_cryptogram": {
          "description": "A cryptogram used to authenticate the transaction (from decrypted token).",
          "maxLength": 200,
          "minLength": 1,
          "type": "string",
          "title": "online payment cryptogram"
        },
        "cryptogram_format": {
          "description": "The format of the cryptogram provided for the digital payment.",
          "enum": [
            "3DSECURE",
            "EMV"
          ],
          "type": "string",
          "title": "cryptogram_format"
        },
        "token": {
          "description": "The payment token received from the device's payment SDK (e.g., Apple Pay).",
          "maxLength": 16384,
          "minLength": 1,
          "type": "string",
          "title": "token"
        }
      }
    },
    "Authentication-Method": {
      "type": "object",
      "title": "Authentication Method",
      "required": [
        "type"
      ],
      "properties": {
        "type": {
          "description": "Method specified by the customer for the transaction  \n- Provide CARD for CARD transactions",
          "type": "string",
          "enum": [
            "CARD",
            "GOOGLEPAY",
            "APPLEPAY"
          ],
          "title": "type"
        },
        "card": {
          "$ref": "#/$defs/Authentication-Card"
        },
        "token_id": {
          "description": "Token_number.",
          "maxLength": 50,
          "minLength": 1,
          "type": "string",
          "title": "token_number"
        },
        "token_type": {
          "description": "Token type.",
          "enum": [
            "ALT_TOKEN",
            "NETWORK_TOKEN",
            "ISSUER_TOKEN",
            "CITI_TOKEN"
          ],
          "type": "string",
          "title": "token_type"
        },
        "session_id": {
          "description": "Session identification number",
          "type": "string",
          "minLength": 36,
          "maxLength": 37,
          "title": "session_id"
        }
      }
    },
    "Authentication-Order": {
      "title": "Authentication Order",
      "required": [
        "currency_code",
        "id"
      ],
      "properties": {
        "id": {
          "description": "A unique identifier for this order to distinguish it from any other order you create.",
          "maxLength": 40,
          "minLength": 1,
          "type": "string",
          "title": "id"
        },
        "currency_code": {
          "description": "The currency of the order expressed as an ISO 4217 alpha code, e.g. USD.",
          "enum": [
            "USD"
          ],
          "type": "string",
          "title": "currency_code"
        },
        "reference": {
          "description": "An optional identifier for the order For example, a shopping cart number, an order number, or an invoice number.",
          "maxLength": 250,
          "minLength": 1,
          "type": "string",
          "title": "reference"
        },
        "mcc": {
          "description": "The invoice number you issued for this order",
          "maxLength": 4,
          "minLength": 4,
          "type": "string",
          "title": "mcc"
        }
      },
      "type": "object"
    },
    "Authentication-Transaction": {
      "title": " Authentication Transaction",
      "required": [
        "id",
        "currency_code",
        "country_code"
      ],
      "properties": {
        "currency_code": {
          "description": "ISO 4217 Currency Code for instance USD/GBP/EUR \n- transaction.currency_code parameter is mandatory for all transaction type creation",
          "enum": [
            "USD"
          ],
          "type": "string",
          "title": "currency_code"
        },
        "reference": {
          "description": "Value provided by the merchant for internal tracking/referencing.",
          "maxLength": 250,
          "minLength": 1,
          "type": "string",
          "title": "reference"
        },
        "country_code": {
          "description": "The transaction country",
          "enum": [
            "US"
          ],
          "type": "string",
          "title": "country_code"
        },
        "id": {
          "description": "Unique Transaction identification provided by the merchant during  transaction creation",
          "maxLength": 128,
          "minLength": 1,
          "type": "string",
          "title": "id"
        }
      },
      "type": "object"
    },
    "Initiate-Authentication": {
      "title": " Intiate Authentication",
      "required": [
        "channel"
      ],
      "properties": {
        "channel": {
          "description": "Indicates the channel in which the authentication request is initiated.",
          "enum": [
            "MERCHANT_REQUESTED",
            "PAYER_APP",
            "PAYER_BROWSER"
          ],
          "type": "string",
          "title": "channel"
        },
        "purpose": {
          "description": "Indicates the context in which payer authentication is requested.",
          "enum": [
            "ADD_CARD",
            "AGREEMENT_CANCELLATION",
            "MAINTAIN_CARD",
            "PAYMENT_TRANSACTION",
            "REFRESH_AUTHENTICATION"
          ],
          "type": "string",
          "title": "purpose"
        },
        "type": {
          "type": "array",
          "items": {
            "type": "string",
            "description": "A comma separated list of accepted payer authentication forms. \n- Accepted values are 3DS1,3DS2,PASSKEY",
            "title": "type"
          }
        },
        "line_of_business": {
          "description": "Identifier for different lines of business configured in the merchant profile.",
          "maxLength": 100,
          "minLength": 1,
          "type": "string",
          "title": "line_of_business"
        }
      }
    }
  }
}

Work with this as data

Every JSON Schema here is available over the APIs.io API and to AI agents over MCP.

MCP server

One button, every client — Claude, Cursor, VS Code and the rest.

https://apis.io/mcp

Tools for schemas

4 MCP tools reach this
  • find_json_schemasBrowse and filter every JSON Schema in the catalog.
  • apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
  • resolveTurn a domain, URL or GitHub org into the provider it belongs to.
  • find_cohortsEvery scored population of providers in the catalog.
All 92 tools →

Call it yourself

curl for this page
This JSON Schema
curl "https://apis.io/api/v1/json-schemas/citi-authentication-request"
All schemas
curl "https://apis.io/api/v1/json-schemas?limit=25"

Discovery needs no key. Ratings and market analysis are Pro.

Get an API key

Free tier, no form to fill in. Signing in shares your email address with us — we store it to create your key and to recognise you if you sign in with another provider. See our Privacy Policy and Terms.

A second provider on the same verified email joins the account you already have.