Dodd-Frank Section 1033

Statute United States · 2010

Section 1033 of the 2010 Dodd-Frank Wall Street Reform and Consumer Protection Act gives US consumers a statutory right to access their financial data in a usable electronic form. It is the legal authority under which the Consumer Financial Protection Bureau wrote the Personal Financial Data Rights Rule — the US's belated, and contested, move toward mandated open banking.

Sectoral regime. It binds the industries below; companies outside them generally fall outside it.

Countries

Where this binds. Each links to the providers apis.io has catalogued there.

Regions

Industries

Each links to that industry as a scored cohort — so the question "how ready is this sector for the regime that governs it?" becomes one you can actually look at.

Implemented by these standards

A regulation is the law; a standard is the machine-readable contract that satisfies it. Almost every regime in this catalog restricts an interface rather than requiring one — where a standard exists, it is the part a provider can actually publish.

FDX