Consumer Data Right

Statute Australia · 2019

Australia's Consumer Data Right (CDR) is an economy-wide data-portability law that gives consumers the right to share their data with accredited third parties, beginning with banking (open banking). It is the legal mandate behind the Consumer Data Standards, requiring every accredited data holder to expose a byte-for-byte machine-readable API contract under a consent-and-accreditation regime.

Sectoral regime. It binds the industries below; companies outside them generally fall outside it.

Countries

Where this binds. Each links to the providers apis.io has catalogued there.

Regions

anz

Industries

Each links to that industry as a scored cohort — so the question "how ready is this sector for the regime that governs it?" becomes one you can actually look at.

Implemented by these standards

A regulation is the law; a standard is the machine-readable contract that satisfies it. Almost every regime in this catalog restricts an interface rather than requiring one — where a standard exists, it is the part a provider can actually publish.