CFPB Personal Financial Data Rights Rule
The Consumer Financial Protection Bureau's Personal Financial Data Rights Rule, finalized in 2024 under Dodd-Frank Section 1033, requires covered financial institutions to make consumer financial data available through a developer interface and points the market toward the FDX standard. It is the US's mandated open-banking rule — and, as of writing, the subject of active legal challenge that leaves its future uncertain.
Regions
Industries
Each links to that industry as a scored cohort — so the question "how ready is this sector for the regime that governs it?" becomes one you can actually look at.
Implemented by these standards
A regulation is the law; a standard is the machine-readable contract that satisfies it. Almost every regime in this catalog restricts an interface rather than requiring one — where a standard exists, it is the part a provider can actually publish.