BSA / AML

Regulation United States · 1970

The Bank Secrecy Act and the anti-money-laundering rules built on it require US financial institutions — including money services businesses, which is how they reach crypto firms — to identify their customers, monitor for suspicious activity, keep records and file reports with FinCEN. It is the regime that turns identity verification and transaction monitoring from a product decision into a legal obligation.

Sectoral regime. It binds the industries below; companies outside them generally fall outside it.

Countries

Where this binds. Each links to the providers apis.io has catalogued there.

Regions

Industries

Each links to that industry as a scored cohort — so the question "how ready is this sector for the regime that governs it?" becomes one you can actually look at.