Paga · Rate Limits

Paga Rate Limits

Paga does not publish explicit numeric rate limits for its Business, Collect, or Direct Debit APIs. Access is gated primarily by IP whitelisting (Business API) and by idempotency: each operation requires a unique client-generated referenceNumber, and replaying a reference returns the prior result rather than creating a duplicate. Abnormal traffic is subject to fraud controls and account-level throttling at Paga's discretion.

Paga Rate Limits is the machine-readable rate-limit profile for Paga on the APIs.io network, conforming to the API Commons Rate Limits specification.

It captures 2 rate-limit definitions, measuring requests and source_ip.

The profile also includes 3 backoff/retry policies defined and response codes documented for throttled.

Tagged areas include Payments, Mobile Money, Fintech, Nigeria, and Rate Limiting.

2 Limits Throttle: 429
PaymentsMobile MoneyFintechNigeriaRate LimitingQuotas

Limits

Documented numeric limit account
requests
not published
Paga does not publish explicit rate-limit numbers for the developer APIs.
IP whitelisting (Business API) account
source_ip
whitelisted IPs only
Business API rejects calls from non-whitelisted IP addresses.

Policies

Idempotency
Each operation requires a unique referenceNumber; replays return the original result and do not duplicate transactions.
Backoff Strategy
Clients should implement exponential backoff with jitter on 5xx/timeouts and reconcile via the status endpoints.
Fraud Controls
Account-level throttling and review may be applied to anomalous or high-value activity.

Sources

Work with this as data

Every rate limit here is available over the APIs.io API and to AI agents over MCP.

MCP server

One button, every client — Claude, Cursor, VS Code and the rest.

https://apis.io/mcp

Tools for rate limits

4 MCP tools reach this
  • find_rate_limitsBrowse and filter every rate limit in the catalog.
  • apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
  • resolveTurn a domain, URL or GitHub org into the provider it belongs to.
  • find_cohortsEvery scored population of providers in the catalog.
All 92 tools →

Call it yourself

curl for this page
This rate limit 
curl "https://apis.io/api/v1/rate-limits/paga-rate-limits"
All rate limits 
curl "https://apis.io/api/v1/rate-limits?limit=25"

Discovery needs no key. Ratings and market analysis are Pro.

Get an API key

Free tier, no email required.

GitHub Google LinkedIn

A second provider on the same verified email joins the account you already have.