Cover Genius · Rate Limits

Cover Genius Rate Limits

The XCover API enforces per-second rate limits on partner requests. The documented defaults are 50 requests/second for the Create Offer and Confirm Offer endpoints and 20 requests/second shared across all other endpoints. Testing API keys are restricted to 2 requests/second. Limits can be raised by arrangement with a Cover Genius account manager. Exact throttle response codes and rate-limit headers are not fully documented and are not reconciled here.

Cover Genius Rate Limits is the machine-readable rate-limit profile for Cover Genius on the APIs.io network, conforming to the API Commons Rate Limits specification.

It captures 3 rate-limit definitions, measuring requests.

The profile also includes 2 backoff/retry policies defined and response codes documented for throttled.

Tagged areas include Insurance, Insurtech, Embedded Insurance, Protection, and Claims.

3 Limits Throttle: 429
InsuranceInsurtechEmbedded InsuranceProtectionClaimsRate LimitingQuotasThrottling

Limits

Create Offer / Confirm Offer account
requests
50/second
Applies to the create offer and confirm offer (booking) endpoints.
All Other Endpoints account
requests
20/second
Shared across all remaining XCover endpoints.
Testing API Keys account
requests
2/second
Lower limit applied to test/sandbox API keys operating in production.

Policies

Limit Increases
Higher limits available by arrangement with a Cover Genius account manager / Client Solution Engineer.
Backoff Strategy
Clients should implement exponential backoff with jitter and honor any throttle responses.

Sources

Work with this as data

Every rate limit here is available over the APIs.io API and to AI agents over MCP.

MCP server

One button, every client — Claude, Cursor, VS Code and the rest.

https://apis.io/mcp

Tools for rate limits

4 MCP tools reach this
  • find_rate_limitsBrowse and filter every rate limit in the catalog.
  • apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
  • resolveTurn a domain, URL or GitHub org into the provider it belongs to.
  • find_cohortsEvery scored population of providers in the catalog.
All 92 tools →

Call it yourself

curl for this page
This rate limit 
curl "https://apis.io/api/v1/rate-limits/cover-genius-rate-limits"
All rate limits 
curl "https://apis.io/api/v1/rate-limits?limit=25"

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