Cover Genius · Rate Limits

Cover Genius Rate Limits

The XCover API enforces per-second rate limits on partner requests. The documented defaults are 50 requests/second for the Create Offer and Confirm Offer endpoints and 20 requests/second shared across all other endpoints. Testing API keys are restricted to 2 requests/second. Limits can be raised by arrangement with a Cover Genius account manager. Exact throttle response codes and rate-limit headers are not fully documented and are not reconciled here.

Cover Genius Rate Limits is the machine-readable rate-limit profile for Cover Genius on the APIs.io network, conforming to the API Commons Rate Limits specification.

It captures 3 rate-limit definitions, measuring requests.

The profile also includes 2 backoff/retry policies defined and response codes documented for throttled.

Tagged areas include Insurance, Insurtech, Embedded Insurance, Protection, and Claims.

3 Limits Throttle: 429
InsuranceInsurtechEmbedded InsuranceProtectionClaimsRate LimitingQuotasThrottling

Limits

Create Offer / Confirm Offer account
requests
50/second
Applies to the create offer and confirm offer (booking) endpoints.
All Other Endpoints account
requests
20/second
Shared across all remaining XCover endpoints.
Testing API Keys account
requests
2/second
Lower limit applied to test/sandbox API keys operating in production.

Policies

Limit Increases
Higher limits available by arrangement with a Cover Genius account manager / Client Solution Engineer.
Backoff Strategy
Clients should implement exponential backoff with jitter and honor any throttle responses.

Sources