Basiq · Rate Limits

Basiq Rate Limits

Basiq publishes explicit limits for specific components plus unpublished "generic limits that apply platform wide". Exceeding limits may produce 429 or 403 responses; no rate-limit response headers (X-RateLimit-*, RateLimit-*, Retry-After) are documented or declared in the OpenAPI.

Basiq Rate Limits is the rate-limit profile for Basiq on the APIs.io network — every limit transcribed verbatim from the provider’s own documentation on 2026-10-21.

It captures 6 rate-limit definitions, including Generate an auth token — 1,500 requests per 5 minute period. Auth tokens should be reused as much as possible and not recreated for each request.; Enrich (sandbox) — Sandbox users can run 100 requests per month.; Create an affordability summary — The lesser of the number of users created per day or 1,000 total per day (including affordability, income and expenses summaries)..

Tagged areas include Australia, Banking, CDR, Financial Data, and Fintech.

6 Limits
Transcribed from the provider's documentation on 2026-10-21 — api.basiq.io/docs/api-rate-limiting.
View Source
AustraliaBankingCDRFinancial DataFintechOpen BankingTransactionLendingAccount Verification

Limits

Generate an auth token per-account
1,500 requests per 5 minute period. Auth tokens should be reused as much as possible and not recreated for each request.
POST /token
· per 5 minutes
Enrich (sandbox) per-accountsandbox
Sandbox users can run 100 requests per month.
https://api.basiq.io/reference/enrich-1
· per 1 month
Create an affordability summary per-account
The lesser of the number of users created per day or 1,000 total per day (including affordability, income and expenses summaries).
POST /users/{userId}/affordability
· per 1 day
Create an income summary per-account
As Above.
POST /users/{userId}/income
· per 1 day
Shares the affordability limit (lesser of users created per day or 1,000 total per day).
Create an expense summary per-account
As Above.
POST /users/{userId}/expenses
· per 1 day
Shares the affordability limit (lesser of users created per day or 1,000 total per day).
Create a report per-account
The lesser of the number of users created per day or 1,000 total per day.
POST /reports
· per 1 day

Work with this as data

Every rate limit here is available over the APIs.io API and to AI agents over MCP.

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Tools for rate limits

4 MCP tools reach this
  • find_rate_limitsBrowse and filter every rate limit in the catalog.
  • apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
  • resolveTurn a domain, URL or GitHub org into the provider it belongs to.
  • find_cohortsEvery scored population of providers in the catalog.
All 92 tools →

Call it yourself

curl for this page
This rate limit 
curl "https://apis.io/api/v1/rate-limits/basiq-rate-limits"
All rate limits 
curl "https://apis.io/api/v1/rate-limits?limit=25"

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