FGL Holdings

FGL Holdings is the legacy holding-company name for F&G Annuities & Life, Inc., a US life insurance and annuity carrier headquartered in Des Moines, Iowa and majority-owned by Fidelity National Financial (FNF). F&G issues fixed indexed annuities (FIA), multi-year guaranteed annuities (MYGA), registered index-linked annuities (RILA), indexed universal life insurance, and pension risk transfer group annuities, distributing exclusively through appointed independent agents, Independent Marketing Organizations (IMOs) and bank/broker-dealer partners. F&G publishes NO public developer API, no developer portal and no machine-readable product contract — verified by direct probe on 2026-09-14. What it does serve anonymously is a complete OpenID Connect discovery document at auth.fglife.com, the first-party authorization server gating its SalesLink financial-professional portal.

FGL Holdings is listed with 1 API on the APIs.io network. Tagged areas include Insurance, Annuities, Financial Services, Life Insurance, and Retirement.

FGL Holdings’ developer surface includes engineering blog, support, authentication, and 13 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

19.6/100 emerging ▬ flat Agent 18/100 agent aware Front door AI 1/6 silent Heartbeat 92/100 alive Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →

1 API

Insurance Annuities Financial Services Life Insurance RetirementPension-Risk-Transfer

Kin Score

Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0

Composite quality — 19.6/100 · emerging

Contract Quality 0.0 / 21

Developer Ergonomics 3.2 / 17

Access Clarity 4.9 / 17

Operational Transparency 0.3 / 11

Contract Governance 0.0 / 10

Discoverability 5.6 / 9

Regulatory Posture 5.5 / 15

Agent readiness — 18/100 · agent aware

Machine-Readable Contract 0 / 18

Agentic Access Contract 0 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 0 / 8

Request/Response Examples 0 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 0 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 6 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 6 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics could not be measured. We hold no machine-readable contract for this provider to read, so there is nothing to measure a write surface against. Excluded rather than scored zero: never-measured and measured-empty are different facts. Publishing an OpenAPI is what makes this facet — and several others — scorable at all.

The six quality facets above are damped to 85 points between them, because the conditional facet above carries the other 15. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 85% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

Machine-Readable Contract +18 pts — api_specs includes an OpenAPI document
MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
Agentic Access Contract +10 pts — agentic_access artifact present (x-agentic-access), graded by author
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
Stable Error Semantics +8 pts — OpenAPI $refs a shared error schema across 4xx/5xx responses (verified), else common[].type includes ErrorCatalog / ErrorCodes / DeclineCodes
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0

9 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Contract Quality scores 0.0 — up to +25.0 composite points
Developer Ergonomics scores 19.0 — up to +16.2 composite points
Access Clarity scores 28.9 — up to +14.2 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/fgl-holdings/apis.yml: open an issue on github.com/api-evangelist/fgl-holdings to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Standards implemented 1

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

Dynamic Client Registration

measured — observed by APIs.io (published)

APIs 1

Individual APIs this provider publishes, each with its own machine-readable definition.

F&G Identity (auth.fglife.com)

The only machine-readable API surface F&G Annuities & Life publishes. auth.fglife.com is an Auth0 custom domain fronting the prod.fglife.auth0.com tenant, serving a complete Ope...

FGL Holdings API pricing

Billed by: not applicable · FinOps profile →

Pricing Plans 1

Published pricing tiers and plan structures.

Fgl Holdings Plans Pricing

0 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Fgl Holdings Rate Limits

0 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Fgl Holdings Finops

FINOPS

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Fgl Holdings Authentication

2 schemes

SECURITY

Fgl Holdings Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

Fgl Holdings Scopes

14 scopes

SCOPES

Resources

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

WellKnown

WellKnown

LLMsTxt

LLMsTxt

Design & Contract 1

Pagination, idempotency, versioning, errors, and events

Conformance

Conformance

Build 1

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

GitHubOrganization

Access & Security 3

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Authentication

Authentication

OAuthScopes

OAuthScopes

Operate 2

Status, limits, changes, and where to get help

Support

Support

RateLimits

RateLimits

Commercial 4

Pricing, plans, and the legal terms of use

FinOps

PrivacyPolicy

TermsOfService

Plans

Company 3

The organization behind the API

Website

Website

Blog

Blog

BlogRSS

BlogRSS

Source (apis.yml)

aid: fgl-holdings
url: https://raw.githubusercontent.com/api-evangelist/fgl-holdings/refs/heads/main/apis.yml
name: FGL Holdings
type: Index
deliveryModel:
  model: unknown
  open_source: false
  commercial: false
  callable_host: false
  label: Delivery model not determined — needs a product licence on record
  confidence: low
  source:
  - none
  generated: '2026-08-28'
  method: derived
accessModel:
  pricing: none
  onboarding: partner
  trial: false
  try_now: false
  public: false
  label: No public API — integration is an appointment-gated distribution relationship
  confidence: high
  source:
  - plans
  - probe
  generated: '2026-09-14'
  method: probed
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/fgl-holdings.png
tags:
- Insurance
- Annuities
- Financial Services
- Life Insurance
- Retirement
- Pension-Risk-Transfer
tags_raw:
- Insurance
- Annuities
- Financial Services
- Life Insurance
- Retirement
- Pension Risk Transfer
- Financial-Services
description: FGL Holdings is the legacy holding-company name for F&G Annuities & Life, Inc., a US life insurance and annuity
  carrier headquartered in Des Moines, Iowa and majority-owned by Fidelity National Financial (FNF). F&G issues fixed indexed
  annuities (FIA), multi-year guaranteed annuities (MYGA), registered index-linked annuities (RILA), indexed universal life
  insurance, and pension risk transfer group annuities, distributing exclusively through appointed independent agents, Independent
  Marketing Organizations (IMOs) and bank/broker-dealer partners. F&G publishes NO public developer API, no developer portal
  and no machine-readable product contract — verified by direct probe on 2026-09-14. What it does serve anonymously is a complete
  OpenID Connect discovery document at auth.fglife.com, the first-party authorization server gating its SalesLink financial-professional
  portal.
created: '2026-04-19'
modified: '2026-09-14'
specificationVersion: '0.23'
apis:
- aid: fgl-holdings:fgl-holdings-identity
  name: F&G Identity (auth.fglife.com)
  tags:
  - Insurance
  - Financial Services
  - Authentication
  - OpenID Connect
  tags_raw:
  - Insurance
  - Financial Services
  - Authentication
  - OpenID Connect
  - Financial-Services
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  baseURL: https://auth.fglife.com
  humanURL: https://www.fglife.com/contact/agent-support
  description: The only machine-readable API surface F&G Annuities & Life publishes. auth.fglife.com is an Auth0 custom domain
    fronting the prod.fglife.auth0.com tenant, serving a complete OpenID Connect discovery document and RFC 8414 authorization-server
    metadata anonymously. It gates the SalesLink financial-professional portal and the policyholder portal. It supports Authorization
    Code with PKCE (S256), client credentials, refresh tokens, device code, token exchange, DPoP (ES256), CIBA and back-channel
    logout. This is an identity surface, NOT a product API — there is no public client registration, and credentials are issued
    only to appointed distribution partners.
  properties:
  - url: well-known/fgl-holdings-auth-openid-configuration.json
    type: OpenIDConnect
  - url: authentication/fgl-holdings-authentication.yml
    type: Authentication
  - url: scopes/fgl-holdings-scopes.yml
    type: OAuthScopes
common:
- type: FinOps
  url: finops/fgl-holdings-finops.yml
- type: Website
  url: https://www.fglife.com
- type: Blog
  url: https://blog.fglife.com
- type: BlogRSS
  url: https://blog.fglife.com/rss.xml
- type: Support
  url: https://www.fglife.com/contact/agent-support
- type: PrivacyPolicy
  url: https://www.fglife.com/privacy-policy
- type: TermsOfService
  url: https://www.fglife.com/website-terms
- type: GitHubOrganization
  url: https://github.com/FGLife
- type: DomainSecurity
  url: security/fgl-holdings-domain-security.yml
- type: WellKnown
  url: well-known/fgl-holdings-well-known.yml
- type: Authentication
  url: authentication/fgl-holdings-authentication.yml
- type: OAuthScopes
  url: scopes/fgl-holdings-scopes.yml
- type: Conformance
  url: conformance/fgl-holdings-conformance.yml
- type: LLMsTxt
  url: llms/fgl-holdings-llms.txt
- type: Plans
  url: plans/fgl-holdings-plans-pricing.yml
- type: RateLimits
  url: rate-limits/fgl-holdings-rate-limits.yml
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
x-enrichment:
  date: '2026-09-14'
  status: minimal
  artifacts_added: 8
  pass: local-v3
x-coverage:
  state: none
  reason: not-a-software-company
  detail: 'F&G is an insurance carrier, not a software vendor — it sells annuities and life policies through appointed agents
    and ships no software product, so there is no developer program: the humanURL this record carried, developer.fglife.com,
    does not resolve in DNS, and api.fglife.com is a live Azure Front Door that answers a bare JSON 404 to every public path
    including /openapi.json, /swagger.json, /api-docs, /graphql and the full /.well-known/ named list; the only machine-readable
    document on the estate is the OpenID Connect discovery doc at auth.fglife.com gating the appointment-only SalesLink portal.'
  evidence:
  - url: https://developer.fglife.com/
    status: 0
  - url: https://api.fglife.com/openapi.json
    status: 404
  - url: https://www.fglife.com/sitemap.xml
    status: 200
  - url: https://auth.fglife.com/.well-known/openid-configuration
    status: 200
  checked: '2026-09-14'

FGL Holdings API — frequently asked questions

Does FGL Holdings have an API?

Yes. APIs.io lists 1 API from FGL Holdings, including F&G Identity (auth.fglife.com).

How do I authenticate with the FGL Holdings API?

FGL Holdings documents its authentication (2 schemes). The details are profiled on APIs.io as Fgl Holdings Authentication.

Is the FGL Holdings API ready for AI agents?

FGL Holdings has a Kin Score of 19.6 out of 100 (emerging) and an Agent Readiness score of 17.6 (agent-aware), scored by API Evangelist on 2026-11-06.

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