aflac website screenshot

aflac

Aflac is America's leading provider of supplemental insurance, offering products that pay benefits when a policyholder experiences an accident, illness, or injury. Aflac provides REST APIs through its Enterprise Connect (AEC) platform enabling benefits technology companies, HR platforms, and benefits administrators to integrate supplemental insurance enrollment, policy management, and claims capabilities into their workflows.

aflac publishes 5 APIs on the APIs.io network, including Claims API, Eligibility API, Enrollment API, and 2 more. Tagged areas include Fortune 500.

The aflac catalog on APIs.io includes 1 JSON-LD context and 2 Spectral governance rulesets.

aflac’s developer surface includes authentication, developer portal, signup flow, support, engineering blog, code examples, and 51 more developer resources.

🌐 Visit website 📡 Source on GitHub
48.4/100 developing ▼ -7.3 Agent 44/100 agent ready Full breakdown ↓
scored 2026-07-28 · rubric v0.6
AccessSelf serve
6 APIs 6 Features 4 Use Cases
Fortune 500

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-28 · rubric v0.6
Composite quality — 48.4/100 · developing
Contract Quality 15.1 / 25
Developer Ergonomics 5.2 / 20
Commercial Clarity 10.0 / 20
Operational Transparency 3.4 / 13
Governance 8.3 / 12
Discoverability 6.5 / 10
Agent readiness — 44/100 · agent ready
Machine-Readable Contract 18 / 18
Agentic Access Contract 10 / 10
MCP Server 0 / 12
Machine-Readable Auth 10 / 10
Idempotency 0 / 9
Stable Error Semantics 8 / 8
Request/Response Examples 7 / 7
Rate-Limit Signaling 7 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 0 / 4
Consent & Bot Identity 0 / 3
A2A Agent Card 0 / 8
Dry-Run / Simulate Mode 0 / 4
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/aflac: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

APIs 6

Individual APIs this provider publishes, each with its own machine-readable definition.

Aflac Claims API

The Aflac Claims API provides programmatic access to supplemental insurance claim submission, status retrieval, and benefit payment tracking. It enables policyholders and admini...

aflac Claims API

Claims submission and status retrieval operations.

aflac Eligibility API

Employee eligibility verification operations.

aflac Enrollment API

Benefits enrollment operations for supplemental insurance products.

aflac Groups API

Employer group management operations.

aflac Policies API

Policy management and retrieval operations.

Open Collections 1

Open, tool-agnostic API collections (OpenAPI-derived and Bruno).

Aflac Enterprise Connect API

OPEN COLLECTION

Pricing Plans 1

Published pricing tiers and plan structures.

Aflac Plans Pricing

2 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Aflac Rate Limits

1 limits

RATE LIMITS

FinOps 1

Cost, billing, and metering signals for API financial operations.

Aflac Finops

FINOPS

Features 6

Notable capabilities this provider offers.

Electronic Benefits Enrollment

Replace EDI 834 file-based enrollment with real-time API-driven enrollment workflows for supplemental insurance products.

Policy Administration

Manage group and individual supplemental insurance policies including enrollments, terminations, and coverage changes.

Claims Submission

Enable digital claim filing for supplemental insurance products including accident, critical illness, cancer, and disability coverage.

Eligibility Verification

Verify employee eligibility for Aflac supplemental insurance products in real time during enrollment.

Benefits Administration Integration

Connect benefits administration platforms with Aflac's enrollment and policy systems via standardized REST APIs.

Real-Time Enrollment Confirmation

Receive immediate enrollment confirmation and policy numbers upon successful enrollment submission.

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Aflac Enterprise Context

17 classes · 30 properties

JSON-LD

Spectral Rules 2

Spectral governance rulesets for linting and validating these APIs.

aflac API Rules

5 rules · 4 warnings 1 info

SPECTRAL

aflac API Rules

30 rules · 14 errors 16 warnings

SPECTRAL

JSON Schema 13

Standalone JSON Schema definitions for this provider's data models.

ClaimList

2 properties

JSON SCHEMA

ClaimRequest

4 properties

JSON SCHEMA

Claim

9 properties

JSON SCHEMA

Dependent

4 properties

JSON SCHEMA

EligibilityRequest

3 properties

JSON SCHEMA

EligibilityResponse

5 properties

JSON SCHEMA

EnrollmentList

4 properties

JSON SCHEMA

EnrollmentRequest

6 properties

JSON SCHEMA

Enrollment

12 properties

JSON SCHEMA

GroupList

2 properties

JSON SCHEMA

Group

6 properties

JSON SCHEMA

PolicyList

2 properties

JSON SCHEMA

Policy

9 properties

JSON SCHEMA

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JSON Structure 13

JSON Structure definitions describing this provider's data shapes.

Enterprise Connect Claim List Structure

2 properties

JSON STRUCTURE

Enterprise Connect Claim Request Structure

4 properties

JSON STRUCTURE

Enterprise Connect Claim Structure

9 properties

JSON STRUCTURE

Enterprise Connect Dependent Structure

4 properties

JSON STRUCTURE

Enterprise Connect Eligibility Request Structure

3 properties

JSON STRUCTURE

Enterprise Connect Eligibility Response Structure

5 properties

JSON STRUCTURE

Enterprise Connect Enrollment List Structure

4 properties

JSON STRUCTURE

Enterprise Connect Enrollment Request Structure

6 properties

JSON STRUCTURE

Enterprise Connect Enrollment Structure

12 properties

JSON STRUCTURE

Enterprise Connect Group List Structure

2 properties

JSON STRUCTURE

Enterprise Connect Group Structure

6 properties

JSON STRUCTURE

Enterprise Connect Policy List Structure

2 properties

JSON STRUCTURE

Enterprise Connect Policy Structure

9 properties

JSON STRUCTURE

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Examples 13

Example request and response payloads for these APIs.

Enterprise Connect Claim Example

9 fields

EXAMPLE

Enterprise Connect Claim List Example

2 fields

EXAMPLE

Enterprise Connect Claim Request Example

4 fields

EXAMPLE

Enterprise Connect Dependent Example

4 fields

EXAMPLE

Enterprise Connect Eligibility Request Example

3 fields

EXAMPLE

Enterprise Connect Eligibility Response Example

5 fields

EXAMPLE

Enterprise Connect Enrollment Example

12 fields

EXAMPLE

Enterprise Connect Enrollment List Example

4 fields

EXAMPLE

Enterprise Connect Enrollment Request Example

6 fields

EXAMPLE

Enterprise Connect Group Example

6 fields

EXAMPLE

Enterprise Connect Group List Example

2 fields

EXAMPLE

Enterprise Connect Policy Example

9 fields

EXAMPLE

Enterprise Connect Policy List Example

2 fields

EXAMPLE

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Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Aflac Authentication

oauth2 · 1 scheme

SECURITY

Aflac Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

Aflac Scopes

6 scopes · clientCredentials

6 scopes

SCOPES

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Aflac Agentic Access

13 operations · 5 acting · 1 human-in-the-loop

13 operations · 5 acting

AGENTIC

Use Cases 4

What developers build with this provider.

HR Platform Integration

HR and benefits administration platforms integrate with Aflac's API to offer supplemental insurance enrollment within their existing benefits workflows.

Employer Self-Service Enrollment

Employers manage supplemental insurance enrollments for employees during open enrollment periods via connected benefits platforms.

Claims Tracking

Employees and HR teams track the status of Aflac supplemental insurance claims submitted after a qualifying health event.

Benefits Broker Workflow

Benefits brokers manage group policy setup, employee enrollment, and plan changes for employer clients through integrated tools.

Integrations 5

Pre-built integrations with other platforms and tools.

Employee Navigator

Aflac connects with Employee Navigator benefits administration platform for automated enrollment data exchange.

Benefitfocus

Integration with Benefitfocus benefits marketplace for supplemental insurance enrollment.

ADP

Payroll and HR integration with ADP for Aflac premium deduction and enrollment synchronization.

Workday

Enterprise HR platform integration for benefits enrollment and Aflac policy administration.

bswift

Benefits administration platform integration for Aflac group enrollment.

Press 5

Recent news and press coverage referencing this provider.

Aflac Incorporated Discloses Cybersecurity Incident

2026-05-25

Aflac Breach Highlights Need for Proactive Cybersecurity ...

2026-05-25

Artificial Intelligence at Aflac - Two Use Cases

2026-05-25

Privacy Policy

2026-05-25

Why Aflac isn't rushing generative AI adoption

2026-05-25

Resources

Get Started 2

Portal, sign-up, and the first successful call

Portal
Portal
 Signup
Signup

Documentation 14

Reference material describing how the API behaves

OpenAPI
OpenAPI
 JSONSchema
JSONSchema
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JSONSchema
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JSONSchema
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JSONSchema
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JSONSchema
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JSONSchema
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JSONSchema
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JSONSchema
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JSONSchema
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JSONSchema
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JSONSchema

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Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess
AgenticAccess
 LlmsText
LlmsText

Design & Contract 16

Pagination, idempotency, versioning, errors, and events

JSONStructure
JSONStructure
 JSONStructure
JSONStructure
 JSONStructure
JSONStructure
 JSONStructure
JSONStructure
 JSONStructure
JSONStructure
 JSONStructure
JSONStructure
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JSONStructure
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JSONStructure
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JSONStructure
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JSONStructure
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JSONStructure
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JSONStructure
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JSONStructure
 JSONLD
JSONLD
 SpectralRules
SpectralRules
 Vocabulary
Vocabulary

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Build 14

SDKs, sample code, and the tooling you integrate with

GitHubOrganization
GitHubOrganization
 Examples
Examples
 Examples
Examples
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Examples
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Examples
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Examples
 Examples
Examples
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Examples
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Examples
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Examples
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Examples
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Examples
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Examples
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Access & Security 3

Authentication, authorization, and security posture

DomainSecurity
DomainSecurity
 Authentication
Authentication
 OAuthScopes
OAuthScopes

Operate 1

Status, limits, changes, and where to get help

Support
Support

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService
TermsOfService
 PrivacyPolicy
PrivacyPolicy

Company 3

The organization behind the API

LinkedIn
LinkedIn
 Website
Website
 Blog
Blog

Source (apis.yml)

apis.yml Raw ↑ 
aid: aflac
accessModel:
  pricing: unknown
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  label: Self-serve signup
  confidence: high
  source:
  - plans
  - authentication
  generated: '2026-07-22'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/aflac.png
tags:
- Fortune 500
url: https://raw.githubusercontent.com/api-evangelist/aflac/refs/heads/main/apis.yml
modified: '2026-04-19'
apis:
- aid: aflac:claims-api
  name: Aflac Claims API
  tags:
  - Claims
  - Insurance
  - Payments
  - Supplemental Insurance
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  baseURL: https://api.enterprise-connect.aflac.com
  humanURL: https://docs.enterprise-connect.aflac.com
  properties:
  - url: https://docs.enterprise-connect.aflac.com
    type: Documentation
  description: The Aflac Claims API provides programmatic access to supplemental insurance claim submission, status retrieval,
    and benefit payment tracking. It enables policyholders and administrators to submit claims digitally, track claim processing
    status, and receive benefit payment notifications. The API supports claims for Aflac's portfolio of supplemental products
    including accident, critical illness, cancer, hospital indemnity, and short-term disability insurance.
- aid: aflac:aflac-claims-api
  name: aflac Claims API
  description: Claims submission and status retrieval operations.
  humanURL: https://docs.enterprise-connect.aflac.com
  baseURL: https://api.enterprise-connect.aflac.com
  tags:
  - Claims
  properties:
  - type: OpenAPI
    url: openapi/aflac-claims-api-openapi.yml
  - type: Documentation
    url: https://docs.enterprise-connect.aflac.com
  - type: GettingStarted
    url: https://docs.enterprise-connect.aflac.com/docs/getting-started
- aid: aflac:aflac-eligibility-api
  name: aflac Eligibility API
  description: Employee eligibility verification operations.
  humanURL: https://docs.enterprise-connect.aflac.com
  baseURL: https://api.enterprise-connect.aflac.com
  tags:
  - Eligibility
  properties:
  - type: OpenAPI
    url: openapi/aflac-eligibility-api-openapi.yml
  - type: Documentation
    url: https://docs.enterprise-connect.aflac.com
  - type: GettingStarted
    url: https://docs.enterprise-connect.aflac.com/docs/getting-started
- aid: aflac:aflac-enrollment-api
  name: aflac Enrollment API
  description: Benefits enrollment operations for supplemental insurance products.
  humanURL: https://docs.enterprise-connect.aflac.com
  baseURL: https://api.enterprise-connect.aflac.com
  tags:
  - Enrollment
  properties:
  - type: OpenAPI
    url: openapi/aflac-enrollment-api-openapi.yml
  - type: Documentation
    url: https://docs.enterprise-connect.aflac.com
  - type: GettingStarted
    url: https://docs.enterprise-connect.aflac.com/docs/getting-started
- aid: aflac:aflac-groups-api
  name: aflac Groups API
  description: Employer group management operations.
  humanURL: https://docs.enterprise-connect.aflac.com
  baseURL: https://api.enterprise-connect.aflac.com
  tags:
  - Groups
  properties:
  - type: OpenAPI
    url: openapi/aflac-groups-api-openapi.yml
  - type: Documentation
    url: https://docs.enterprise-connect.aflac.com
  - type: GettingStarted
    url: https://docs.enterprise-connect.aflac.com/docs/getting-started
- aid: aflac:aflac-policies-api
  name: aflac Policies API
  description: Policy management and retrieval operations.
  humanURL: https://docs.enterprise-connect.aflac.com
  baseURL: https://api.enterprise-connect.aflac.com
  tags:
  - Policies
  properties:
  - type: OpenAPI
    url: openapi/aflac-policies-api-openapi.yml
  - type: Documentation
    url: https://docs.enterprise-connect.aflac.com
  - type: GettingStarted
    url: https://docs.enterprise-connect.aflac.com/docs/getting-started
common:
- type: AgenticAccess
  url: agentic-access/aflac-agentic-access.yml
- type: DomainSecurity
  url: security/aflac-domain-security.yml
- type: Authentication
  url: authentication/aflac-authentication.yml
- type: OAuthScopes
  url: scopes/aflac-scopes.yml
- type: GitHubOrganization
  url: https://github.com/Aflac-SCM
- type: LinkedIn
  url: https://www.linkedin.com/company/aflac
- type: Portal
  url: https://docs.enterprise-connect.aflac.com
- type: Website
  url: https://www.aflac.com
- type: Signup
  url: https://www.aflac.com/business/default.aspx
- type: TermsOfService
  url: https://www.aflac.com/about-aflac/legal/terms-and-conditions.aspx
- type: PrivacyPolicy
  url: https://www.aflac.com/about-aflac/legal/privacy-policy.aspx
- type: Support
  url: https://www.aflac.com/contact-aflac/default.aspx
- type: Blog
  url: https://newsroom.aflac.com/
- type: Features
  data:
  - name: Electronic Benefits Enrollment
    description: Replace EDI 834 file-based enrollment with real-time API-driven enrollment workflows for supplemental insurance
      products.
  - name: Policy Administration
    description: Manage group and individual supplemental insurance policies including enrollments, terminations, and coverage
      changes.
  - name: Claims Submission
    description: Enable digital claim filing for supplemental insurance products including accident, critical illness, cancer,
      and disability coverage.
  - name: Eligibility Verification
    description: Verify employee eligibility for Aflac supplemental insurance products in real time during enrollment.
  - name: Benefits Administration Integration
    description: Connect benefits administration platforms with Aflac's enrollment and policy systems via standardized REST
      APIs.
  - name: Real-Time Enrollment Confirmation
    description: Receive immediate enrollment confirmation and policy numbers upon successful enrollment submission.
- type: UseCases
  data:
  - name: HR Platform Integration
    description: HR and benefits administration platforms integrate with Aflac's API to offer supplemental insurance enrollment
      within their existing benefits workflows.
  - name: Employer Self-Service Enrollment
    description: Employers manage supplemental insurance enrollments for employees during open enrollment periods via connected
      benefits platforms.
  - name: Claims Tracking
    description: Employees and HR teams track the status of Aflac supplemental insurance claims submitted after a qualifying
      health event.
  - name: Benefits Broker Workflow
    description: Benefits brokers manage group policy setup, employee enrollment, and plan changes for employer clients through
      integrated tools.
- type: Integrations
  data:
  - name: Employee Navigator
    description: Aflac connects with Employee Navigator benefits administration platform for automated enrollment data exchange.
  - name: Benefitfocus
    description: Integration with Benefitfocus benefits marketplace for supplemental insurance enrollment.
  - name: ADP
    description: Payroll and HR integration with ADP for Aflac premium deduction and enrollment synchronization.
  - name: Workday
    description: Enterprise HR platform integration for benefits enrollment and Aflac policy administration.
  - name: bswift
    description: Benefits administration platform integration for Aflac group enrollment.
- type: OpenAPI
  url: openapi/aflac-enterprise-connect-openapi.yml
- type: JSONSchema
  url: json-schema/enterprise-connect-claim-list-schema.json
- type: JSONSchema
  url: json-schema/enterprise-connect-claim-request-schema.json
- type: JSONSchema
  url: json-schema/enterprise-connect-claim-schema.json
- type: JSONSchema
  url: json-schema/enterprise-connect-dependent-schema.json
- type: JSONSchema
  url: json-schema/enterprise-connect-eligibility-request-schema.json
- type: JSONSchema
  url: json-schema/enterprise-connect-eligibility-response-schema.json
- type: JSONSchema
  url: json-schema/enterprise-connect-enrollment-list-schema.json
- type: JSONSchema
  url: json-schema/enterprise-connect-enrollment-request-schema.json
- type: JSONSchema
  url: json-schema/enterprise-connect-enrollment-schema.json
- type: JSONSchema
  url: json-schema/enterprise-connect-group-list-schema.json
- type: JSONSchema
  url: json-schema/enterprise-connect-group-schema.json
- type: JSONSchema
  url: json-schema/enterprise-connect-policy-list-schema.json
- type: JSONSchema
  url: json-schema/enterprise-connect-policy-schema.json
- type: JSONStructure
  url: json-structure/enterprise-connect-claim-list-structure.json
- type: JSONStructure
  url: json-structure/enterprise-connect-claim-request-structure.json
- type: JSONStructure
  url: json-structure/enterprise-connect-claim-structure.json
- type: JSONStructure
  url: json-structure/enterprise-connect-dependent-structure.json
- type: JSONStructure
  url: json-structure/enterprise-connect-eligibility-request-structure.json
- type: JSONStructure
  url: json-structure/enterprise-connect-eligibility-response-structure.json
- type: JSONStructure
  url: json-structure/enterprise-connect-enrollment-list-structure.json
- type: JSONStructure
  url: json-structure/enterprise-connect-enrollment-request-structure.json
- type: JSONStructure
  url: json-structure/enterprise-connect-enrollment-structure.json
- type: JSONStructure
  url: json-structure/enterprise-connect-group-list-structure.json
- type: JSONStructure
  url: json-structure/enterprise-connect-group-structure.json
- type: JSONStructure
  url: json-structure/enterprise-connect-policy-list-structure.json
- type: JSONStructure
  url: json-structure/enterprise-connect-policy-structure.json
- type: JSONLD
  url: json-ld/aflac-enterprise-context.jsonld
- type: Examples
  url: examples/enterprise-connect-claim-example.json
- type: Examples
  url: examples/enterprise-connect-claim-list-example.json
- type: Examples
  url: examples/enterprise-connect-claim-request-example.json
- type: Examples
  url: examples/enterprise-connect-dependent-example.json
- type: Examples
  url: examples/enterprise-connect-eligibility-request-example.json
- type: Examples
  url: examples/enterprise-connect-eligibility-response-example.json
- type: Examples
  url: examples/enterprise-connect-enrollment-example.json
- type: Examples
  url: examples/enterprise-connect-enrollment-list-example.json
- type: Examples
  url: examples/enterprise-connect-enrollment-request-example.json
- type: Examples
  url: examples/enterprise-connect-group-example.json
- type: Examples
  url: examples/enterprise-connect-group-list-example.json
- type: Examples
  url: examples/enterprise-connect-policy-example.json
- type: Examples
  url: examples/enterprise-connect-policy-list-example.json
- type: SpectralRules
  url: rules/aflac-spectral-rules.yml
- type: Vocabulary
  url: vocabulary/aflac-vocabulary.yaml
- type: LlmsText
  url: https://docs.enterprise-connect.aflac.com/llms.txt
description: Aflac is America's leading provider of supplemental insurance, offering products that pay benefits when a policyholder
  experiences an accident, illness, or injury. Aflac provides REST APIs through its Enterprise Connect (AEC) platform enabling
  benefits technology companies, HR platforms, and benefits administrators to integrate supplemental insurance enrollment,
  policy management, and claims capabilities into their workflows.
maintainers:
- FN: Kin Lane
  email: info@apievangelist.com