Aflac

Aflac is America's leading provider of supplemental insurance, paying benefits when a policyholder has an accident, illness, or injury. Aflac runs its own integration-API platform, Aflac Enterprise Connect (AEC), on AWS API Gateway in front of Java and .NET services, and publishes the platform's design rules openly at docs.enterprise-connect.aflac.com: a layered service taxonomy (experience, process, core, system, aspect), a strict resource-path grammar, a mandated general-response envelope, a mandatory health endpoint on every API, and a complete enterprise canonical data model (EDS v2020, roughly 90 canonicals across 20 libraries). The portal is written for Aflac application teams, not outside partners: the service catalog, Swagger console and spec builder sit behind a PingIdentity login, OAuth 2.0 client-credentials is the only supported authentication, and credentials are issued by internal request. The design documentation is public; the contracts and endpoints are not.

Aflac is listed with 6 APIs on the APIs.io network, including Claims API, Eligibility API, Enrollment API, and 3 more. Tagged areas include Fortune 500, Insurance, Supplemental Insurance, Employee Benefits, and Claims.

The Aflac catalog on APIs.io includes 1 JSON-LD context and 2 Spectral governance rulesets.

Aflac’s developer surface includes authentication, developer portal, signup flow, support, engineering blog, code examples, sandbox, and 62 more developer resources.

🌐 Visit website 📡 Profile data on GitHub

36.8/100 thin ▬ flat Agent 38/100 agent ready Front door AI 1/6 silent Heartbeat 100/100 alive saas Full breakdown ↓
scored 2026-11-06 · rubric v0.27.0 · Show this score on your site →

AccessEnterpriseSelf serve

6 APIs 6 Features 4 Use Cases

Fortune 500 InsuranceSupplemental InsuranceEmployee Benefits Claims Enrollment Policy Administration Enterprise Integration

Kin Score

Kin Score How this is scored →
scored 2026-11-06 · rubric v0.27.0

Composite quality — 36.8/100 · thin

Contract Quality 5.2 / 19

Developer Ergonomics 5.4 / 15

Access Clarity 2.8 / 15

Operational Transparency 3.3 / 10

Contract Governance 4.1 / 9

Discoverability 5.9 / 8

Regulatory Posture 4.5 / 15

Create-or-Update Ergonomics 0.0 / 10

Agent readiness — 38/100 · agent ready

Machine-Readable Contract 18 / 18

Agentic Access Contract 10 / 10

Documented Reversibility 0 / 6

MCP Server 0 / 12

Machine-Readable Auth 10 / 10

Idempotency 0 / 9

Stable Error Semantics 8 / 8

Request/Response Examples 7 / 7

Rate-Limit Signaling 7 / 7

Typed Event Surface 0 / 6

Agent Skills 0 / 5

Well-Known Catalog 4 / 4

Consent & Bot Identity 0 / 3

A2A Agent Card 0 / 8

Dry-Run / Simulate Mode 0 / 4

Delegated User Identity 0 / 6

Protected Resource Metadata 0 / 5

Registration Without a Human 0 / 6

Agentic Commerce Well-Known Document 0 / 5

Pagination 5 / 5

Distinct Operations 3 / 3

MCP Tool Quality 6 / 6

Regulatory Posture applies to this provider. Its tags matched the Insurance regime, so Regulatory Posture carries 15 points of the composite. If this regime is wrong for your business, say so on your provider repo — the applicability map is public and we will correct it.

Create-or-Update Ergonomics applies to this provider. This API accepts writes, so it carries 10 points of the composite. It is scored from the published contracts themselves: whether a caller can create-or-update in one call, whether the write accepts a key the caller already holds, and whether the response says which branch ran. Without that, every write needs a search-and-branch in front of it, and the first time that check is skipped a duplicate record is created. Scored against the observed mean rather than raw — a provider at the catalog average is unchanged by this facet, not penalised by it.

The six quality facets above are damped to 75 points between them, because the conditional facet above carries the other 25. That is why each facet's contribution is shown against a damped maximum: raising a quality facet moves the composite by 75% of its nominal weight, not 100%. The full arithmetic is at apis.io/rating/.

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Agent readiness — checks not met, largest first (exact, from this profile):

MCP Server +12 pts — deployment.mode + probe verdict on the mcp/ manifest, not the pointer; an unprobed slug falls back to authorship
Idempotency +9 pts — OpenAPI mutating operations declare an idempotency key — a header, a request-body property, or a named de-duplication token whose own description says so (verified); else common[].type matches /idempoten/i (documented)
A2A Agent Card +8 pts — a2a/-a2a.yml manifest, graded on conformance.grade against A2A 1.0.0
Registration Without a Human +6 pts — a `registration_endpoint` in the served RFC 8414 / OIDC discovery document
Delegated User Identity +6 pts — a served discovery document listing authorization_code in grant_types_supported (served), else an oauth2 authorizationCode flow or openIdConnect declared in an OpenAPI (documented)
Typed Event Surface +6 pts — AsyncAPI document, OR webhooks/callbacks objects in the as-published OpenAPI, OR common[].type includes Webhooks

6 more unmet checks in the Agent Readiness table above.

Kin Score — facets with the most composite points still available (weight × headroom):

Contract Quality scores 27.8 — up to +18.1 composite points
Access Clarity scores 18.4 — up to +16.3 composite points
Developer Ergonomics scores 35.7 — up to +12.9 composite points

Each check links to what satisfies it. Publish the artifact, or tell us where it already lives, and the score moves on the next scoring run.

Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. Every facet and dimension name above is a link: it opens that measurement's own page — what it means, the exact checks that feed it, how the whole catalog distributes on it, and the providers at the top of it. This rating is computed from the provider profile at artifacts.apis.io/aflac/apis.yml: open an issue on github.com/api-evangelist/aflac to ask a question or point us at an artifact you publish. Submit an artifact on GitHub — free → Manage your own listing — the Influence plan, $499/mo →

Standards implemented 2

Standards this provider implements or carries. De facto ones are profiled and measured by the API Commons; formal ones come from the standards directory and are linked by the provider's own tags. The evidence column says how each claim was established — not that it was made.

OpenAPI

OPEN COLLECTION

Aflac API pricing

Not yet checked against Aflac's own pricing page. Compiled by API Evangelist on 2026-05-05 from www.aflac.com/; confirm before you rely on a figure.

Plan	Price
Broker / Employer Integration enterprise	—
Policy Premiums subscription	—

Plan details, limits and sources →

Rate limits

Per-path, per-method throttle: not published requests
Layer-based default: not published requests
Quotas: not published requests

Rate-limit details →

Pricing Plans 1

Published pricing tiers and plan structures.

Aflac Plans Pricing

2 plans

PLANS

Rate Limits 1

Documented rate limits and quota policies.

Aflac Rate Limits

3 limits

RATE LIMITS

Service Levels 1

Uptime the provider promises or reports, as SLA4OAI. Read from its own pages; APIs.io runs no monitors.

Aflac

SLA

FinOps 1

Cost, billing, and metering signals for API financial operations.

Aflac Finops

FINOPS

Features 6

Notable capabilities this provider offers.

Electronic Benefits Enrollment

Replace EDI 834 file-based enrollment with real-time API-driven enrollment workflows for supplemental insurance products.

Policy Administration

Manage group and individual supplemental insurance policies including enrollments, terminations, and coverage changes.

Claims Submission

Enable digital claim filing for supplemental insurance products including accident, critical illness, cancer, and disability coverage.

Eligibility Verification

Verify employee eligibility for Aflac supplemental insurance products in real time during enrollment.

Benefits Administration Integration

Connect benefits administration platforms with Aflac's enrollment and policy systems via standardized REST APIs.

Real-Time Enrollment Confirmation

Receive immediate enrollment confirmation and policy numbers upon successful enrollment submission.

Semantic Vocabularies 1

JSON-LD contexts and semantic vocabularies used across these APIs.

Aflac Enterprise Context

17 classes · 30 properties

JSON-LD

Spectral Rules 2

Spectral governance rulesets for linting and validating these APIs.

Aflac — jsonschema rules

5 rules · 4 warnings 1 info

SPECTRAL

Aflac API Rules

30 rules · 14 errors 16 warnings

SPECTRAL

JSON Schema 13

Standalone JSON Schema definitions for this provider's data models.

ClaimList

2 properties

JSON SCHEMA

ClaimRequest

2 properties

JSON STRUCTURE

Enterprise Connect Policy Structure

9 properties

JSON STRUCTURE

Scroll for all 13

9 fields

EXAMPLE

Enterprise Connect Policy List Example

2 fields

EXAMPLE

Scroll for all 13

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Aflac Authentication

oauth2 · 1 scheme

SECURITY

Aflac Domain Security

TLSv1.3 · HSTS · DMARC

SECURITY

Scopes 1

OAuth scopes governing access to this provider's APIs.

Aflac Scopes

6 scopes · clientCredentials

6 scopes

SCOPES

Agentic Access 1

Recommended x-agentic-access execution contracts for AI agents.

Aflac Agentic Access

13 operations · 5 acting · 1 human-in-the-loop

13 operations · 5 acting

AGENTIC

Use Cases 4

What developers build with this provider.

HR Platform Integration

HR and benefits administration platforms integrate with Aflac's API to offer supplemental insurance enrollment within their existing benefits workflows.

Employer Self-Service Enrollment

Employers manage supplemental insurance enrollments for employees during open enrollment periods via connected benefits platforms.

Claims Tracking

Employees and HR teams track the status of Aflac supplemental insurance claims submitted after a qualifying health event.

Benefits Broker Workflow

Benefits brokers manage group policy setup, employee enrollment, and plan changes for employer clients through integrated tools.

Integrations 5

Pre-built integrations with other platforms and tools.

Employee Navigator

Aflac connects with Employee Navigator benefits administration platform for automated enrollment data exchange.

Benefitfocus

Integration with Benefitfocus benefits marketplace for supplemental insurance enrollment.

ADP

Payroll and HR integration with ADP for Aflac premium deduction and enrollment synchronization.

Workday

Enterprise HR platform integration for benefits enrollment and Aflac policy administration.

bswift

Benefits administration platform integration for Aflac group enrollment.

Press 5

Recent news and press coverage referencing this provider.

Aflac Incorporated Discloses Cybersecurity Incident

Aflac Breach Highlights Need for Proactive Cybersecurity ...

Artificial Intelligence at Aflac - Two Use Cases

Privacy Policy

Why Aflac isn't rushing generative AI adoption

Resources

Get Started 4

Portal, sign-up, and the first successful call

Portal

Signup

Sandbox

GettingStarted

Documentation 16

Reference material describing how the API behaves

OpenAPI

JSONSchema

JSONSchema

JSONSchema

JSONSchema

JSONSchema

JSONSchema

JSONSchema

JSONSchema

JSONSchema

JSONSchema

JSONSchema

JSONSchema

JSONSchema

Documentation

APIReference

Scroll for all 16

Agent Surfaces 1

MCP servers, agent skills, and machine-readable catalogs

AgenticAccess

AgenticAccess

Design & Contract 21

Pagination, idempotency, versioning, errors, and events

JSONStructure

JSONStructure

JSONStructure

JSONStructure

JSONStructure

JSONStructure

JSONStructure

JSONStructure

JSONStructure

JSONStructure

JSONStructure

JSONStructure

JSONStructure

JSONLD

SpectralRules

Vocabulary

Conventions

ErrorCatalog

DataModel

Lifecycle

Conformance

Scroll for all 21

Build 15

SDKs, sample code, and the tooling you integrate with

GitHubOrganization

Examples

Examples

Examples

Examples

Examples

Examples

Examples

Examples

Examples

Examples

Examples

Examples

Examples

Packages

Scroll for all 15

Access & Security 3

Authentication, authorization, and security posture

DomainSecurity

DomainSecurity

Authentication

Authentication

OAuthScopes

OAuthScopes

Operate 2

Status, limits, changes, and where to get help

Support

Support

RateLimits

RateLimits

Commercial 4

Pricing, plans, and the legal terms of use

FinOps

TermsOfService

PrivacyPolicy

Plans

Company 3

The organization behind the API

LinkedIn

Website

Website

Blog

Blog

Source (apis.yml)

name: Aflac
aid: aflac
deliveryModel:
  model: saas
  open_source: false
  commercial: true
  callable_host: false
  label: Hosted service · you call their endpoint
  confidence: medium
  source:
  - openapi
  - pricing
  generated: '2026-08-28'
  method: derived
specificationVersion: '0.23'
accessModel:
  pricing: enterprise
  onboarding: self-serve
  trial: false
  try_now: false
  public: false
  gated: none
  gated_source:
  - onboarding
  label: Enterprise · Self-serve signup
  confidence: high
  source:
  - plans
  - authentication
  - rate-limits
  - security
  - sandbox
  generated: '2026-11-06'
  method: derived
image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/icons/aflac.png
tags:
- Fortune 500
- Insurance
- Supplemental Insurance
- Employee Benefits
- Claims
- Enrollment
- Policy Administration
- Enterprise Integration
url: https://raw.githubusercontent.com/api-evangelist/aflac/refs/heads/main/apis.yml
created: '2026-04-19'
modified: '2026-09-04'
apis:
- aid: aflac:claims-api
  name: Aflac Claims API
  tags:
  - Claims
  - Insurance
  - Payments
  - Supplemental Insurance
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  baseURL: https://enterprise-connect.aflac.com
  humanURL: https://docs.enterprise-connect.aflac.com
  properties:
  - url: https://docs.enterprise-connect.aflac.com
    type: Documentation
  description: The Aflac Claims API provides programmatic access to supplemental insurance claim submission, status retrieval,
    and benefit payment tracking. It enables policyholders and administrators to submit claims digitally, track claim processing
    status, and receive benefit payment notifications. The API supports claims for Aflac's portfolio of supplemental products
    including accident, critical illness, cancer, hospital indemnity, and short-term disability insurance.
- aid: aflac:aflac-claims-api
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  name: aflac Claims API
  description: Claims submission and status retrieval operations.
  humanURL: https://docs.enterprise-connect.aflac.com
  baseURL: https://enterprise-connect.aflac.com
  tags:
  - Claims
  properties:
  - type: OpenAPI
    url: openapi/aflac-claims-api-openapi.yml
  - type: Documentation
    url: https://docs.enterprise-connect.aflac.com
  - type: GettingStarted
    url: https://docs.enterprise-connect.aflac.com/docs/onboarding
- aid: aflac:aflac-eligibility-api
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  name: aflac Eligibility API
  description: Employee eligibility verification operations.
  humanURL: https://docs.enterprise-connect.aflac.com
  baseURL: https://enterprise-connect.aflac.com
  tags:
  - Eligibility
  properties:
  - type: OpenAPI
    url: openapi/aflac-eligibility-api-openapi.yml
  - type: Documentation
    url: https://docs.enterprise-connect.aflac.com
  - type: GettingStarted
    url: https://docs.enterprise-connect.aflac.com/docs/onboarding
- aid: aflac:aflac-enrollment-api
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  name: aflac Enrollment API
  description: Benefits enrollment operations for supplemental insurance products.
  humanURL: https://docs.enterprise-connect.aflac.com
  baseURL: https://enterprise-connect.aflac.com
  tags:
  - Enrollment
  properties:
  - type: OpenAPI
    url: openapi/aflac-enrollment-api-openapi.yml
  - type: Documentation
    url: https://docs.enterprise-connect.aflac.com
  - type: GettingStarted
    url: https://docs.enterprise-connect.aflac.com/docs/onboarding
- aid: aflac:aflac-groups-api
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  name: aflac Groups API
  description: Employer group management operations.
  humanURL: https://docs.enterprise-connect.aflac.com
  baseURL: https://enterprise-connect.aflac.com
  tags:
  - Group
  tags_raw:
  - Groups
  properties:
  - type: OpenAPI
    url: openapi/aflac-groups-api-openapi.yml
  - type: Documentation
    url: https://docs.enterprise-connect.aflac.com
  - type: GettingStarted
    url: https://docs.enterprise-connect.aflac.com/docs/onboarding
- aid: aflac:aflac-policies-api
  image: https://kinlane-images.s3.amazonaws.com/shared/apis-json/apis-json-logo.jpg
  name: aflac Policies API
  description: Policy management and retrieval operations.
  humanURL: https://docs.enterprise-connect.aflac.com
  baseURL: https://enterprise-connect.aflac.com
  tags:
  - Policies
  properties:
  - type: OpenAPI
    url: openapi/aflac-policies-api-openapi.yml
  - type: Documentation
    url: https://docs.enterprise-connect.aflac.com
  - type: GettingStarted
    url: https://docs.enterprise-connect.aflac.com/docs/onboarding
common:
- type: FinOps
  url: finops/aflac-finops.yml
- type: AgenticAccess
  url: agentic-access/aflac-agentic-access.yml
- type: DomainSecurity
  url: security/aflac-domain-security.yml
- type: Authentication
  url: authentication/aflac-authentication.yml
- type: OAuthScopes
  url: scopes/aflac-scopes.yml
- type: GitHubOrganization
  url: https://github.com/Aflac-SCM
- type: LinkedIn
  url: https://www.linkedin.com/company/aflac
- type: Portal
  url: https://docs.enterprise-connect.aflac.com
- type: Website
  url: https://www.aflac.com
- type: Signup
  url: https://www.aflac.com/business/default.aspx
- type: TermsOfService
  url: https://www.aflac.com/about-aflac/legal/terms-and-conditions.aspx
- type: PrivacyPolicy
  url: https://www.aflac.com/about-aflac/legal/privacy-policy.aspx
- type: Support
  url: https://www.aflac.com/contact-aflac/default.aspx
- type: Blog
  url: https://newsroom.aflac.com/
- type: Features
  data:
  - name: Electronic Benefits Enrollment
    description: Replace EDI 834 file-based enrollment with real-time API-driven enrollment workflows for supplemental insurance
      products.
  - name: Policy Administration
    description: Manage group and individual supplemental insurance policies including enrollments, terminations, and coverage
      changes.
  - name: Claims Submission
    description: Enable digital claim filing for supplemental insurance products including accident, critical illness, cancer,
      and disability coverage.
  - name: Eligibility Verification
    description: Verify employee eligibility for Aflac supplemental insurance products in real time during enrollment.
  - name: Benefits Administration Integration
    description: Connect benefits administration platforms with Aflac's enrollment and policy systems via standardized REST
      APIs.
  - name: Real-Time Enrollment Confirmation
    description: Receive immediate enrollment confirmation and policy numbers upon successful enrollment submission.
- type: UseCases
  data:
  - name: HR Platform Integration
    description: HR and benefits administration platforms integrate with Aflac's API to offer supplemental insurance enrollment
      within their existing benefits workflows.
  - name: Employer Self-Service Enrollment
    description: Employers manage supplemental insurance enrollments for employees during open enrollment periods via connected
      benefits platforms.
  - name: Claims Tracking
    description: Employees and HR teams track the status of Aflac supplemental insurance claims submitted after a qualifying
      health event.
  - name: Benefits Broker Workflow
    description: Benefits brokers manage group policy setup, employee enrollment, and plan changes for employer clients through
      integrated tools.
- type: Integrations
  data:
  - name: Employee Navigator
    description: Aflac connects with Employee Navigator benefits administration platform for automated enrollment data exchange.
  - name: Benefitfocus
    description: Integration with Benefitfocus benefits marketplace for supplemental insurance enrollment.
  - name: ADP
    description: Payroll and HR integration with ADP for Aflac premium deduction and enrollment synchronization.
  - name: Workday
    description: Enterprise HR platform integration for benefits enrollment and Aflac policy administration.
  - name: bswift
    description: Benefits administration platform integration for Aflac group enrollment.
- type: OpenAPI
  url: openapi/_ae-authored/aflac-enterprise-connect-openapi.yml
- type: JSONSchema
  url: json-schema/enterprise-connect-claim-list-schema.json
- type: JSONSchema
  url: json-schema/enterprise-connect-claim-request-schema.json
- type: JSONSchema
  url: json-schema/enterprise-connect-claim-schema.json
- type: JSONSchema
  url: json-schema/enterprise-connect-dependent-schema.json
- type: JSONSchema
  url: json-schema/enterprise-connect-eligibility-request-schema.json
- type: JSONSchema
  url: json-schema/enterprise-connect-eligibility-response-schema.json
- type: JSONSchema
  url: json-schema/enterprise-connect-enrollment-list-schema.json
- type: JSONSchema
  url: json-schema/enterprise-connect-enrollment-request-schema.json
- type: JSONSchema
  url: json-schema/enterprise-connect-enrollment-schema.json
- type: JSONSchema
  url: json-schema/enterprise-connect-group-list-schema.json
- type: JSONSchema
  url: json-schema/enterprise-connect-group-schema.json
- type: JSONSchema
  url: json-schema/enterprise-connect-policy-list-schema.json
- type: JSONSchema
  url: json-schema/enterprise-connect-policy-schema.json
- type: JSONStructure
  url: json-structure/enterprise-connect-claim-list-structure.json
- type: JSONStructure
  url: json-structure/enterprise-connect-claim-request-structure.json
- type: JSONStructure
  url: json-structure/enterprise-connect-claim-structure.json
- type: JSONStructure
  url: json-structure/enterprise-connect-dependent-structure.json
- type: JSONStructure
  url: json-structure/enterprise-connect-eligibility-request-structure.json
- type: JSONStructure
  url: json-structure/enterprise-connect-eligibility-response-structure.json
- type: JSONStructure
  url: json-structure/enterprise-connect-enrollment-list-structure.json
- type: JSONStructure
  url: json-structure/enterprise-connect-enrollment-request-structure.json
- type: JSONStructure
  url: json-structure/enterprise-connect-enrollment-structure.json
- type: JSONStructure
  url: json-structure/enterprise-connect-group-list-structure.json
- type: JSONStructure
  url: json-structure/enterprise-connect-group-structure.json
- type: JSONStructure
  url: json-structure/enterprise-connect-policy-list-structure.json
- type: JSONStructure
  url: json-structure/enterprise-connect-policy-structure.json
- type: JSONLD
  url: json-ld/aflac-enterprise-context.jsonld
- type: Examples
  url: examples/enterprise-connect-claim-example.json
- type: Examples
  url: examples/enterprise-connect-claim-list-example.json
- type: Examples
  url: examples/enterprise-connect-claim-request-example.json
- type: Examples
  url: examples/enterprise-connect-dependent-example.json
- type: Examples
  url: examples/enterprise-connect-eligibility-request-example.json
- type: Examples
  url: examples/enterprise-connect-eligibility-response-example.json
- type: Examples
  url: examples/enterprise-connect-enrollment-example.json
- type: Examples
  url: examples/enterprise-connect-enrollment-list-example.json
- type: Examples
  url: examples/enterprise-connect-enrollment-request-example.json
- type: Examples
  url: examples/enterprise-connect-group-example.json
- type: Examples
  url: examples/enterprise-connect-group-list-example.json
- type: Examples
  url: examples/enterprise-connect-policy-example.json
- type: Examples
  url: examples/enterprise-connect-policy-list-example.json
- type: SpectralRules
  url: rules/aflac-spectral-rules.yml
- type: Vocabulary
  url: vocabulary/aflac-vocabulary.yaml
- type: Conventions
  url: conventions/aflac-conventions.yml
- type: ErrorCatalog
  url: errors/aflac-problem-types.yml
- type: DataModel
  url: data-model/aflac-data-model.yml
- type: Lifecycle
  url: lifecycle/aflac-lifecycle.yml
- type: Conformance
  url: conformance/aflac-conformance.yml
- type: Packages
  url: packages/aflac-packages.yml
- type: Sandbox
  url: sandbox/aflac-sandbox.yml
- type: RateLimits
  url: rate-limits/aflac-rate-limits.yml
- type: Plans
  url: plans/aflac-plans-pricing.yml
- type: Documentation
  url: https://docs.enterprise-connect.aflac.com/docs/index
- type: APIReference
  url: https://docs.enterprise-connect.aflac.com/docs/developer-guide/app-team-controls/openapi-specification
- type: GettingStarted
  url: https://docs.enterprise-connect.aflac.com/docs/onboarding
description: 'Aflac is America''s leading provider of supplemental insurance, paying benefits when a policyholder has an accident,
  illness, or injury. Aflac runs its own integration-API platform, Aflac Enterprise Connect (AEC), on AWS API Gateway in front
  of Java and .NET services, and publishes the platform''s design rules openly at docs.enterprise-connect.aflac.com: a layered
  service taxonomy (experience, process, core, system, aspect), a strict resource-path grammar, a mandated general-response
  envelope, a mandatory health endpoint on every API, and a complete enterprise canonical data model (EDS v2020, roughly 90
  canonicals across 20 libraries). The portal is written for Aflac application teams, not outside partners: the service catalog,
  Swagger console and spec builder sit behind a PingIdentity login, OAuth 2.0 client-credentials is the only supported authentication,
  and credentials are issued by internal request. The design documentation is public; the contracts and endpoints are not.'
maintainers:
- FN: Kin Lane
  email: info@apievangelist.com
x-enrichment:
  date: '2026-09-04'
  status: enriched
  artifacts_added: 9
  pass: local-v3

Aflac API — frequently asked questions

Does Aflac have an API?

Yes. APIs.io lists 6 APIs from Aflac, including Aflac Claims API, aflac Claims API and aflac Eligibility API, and 3 more.

Is there an OpenAPI specification for the Aflac API?

Yes. APIs.io indexes 5 OpenAPI specifications for Aflac, each linked for download from this page.

How do I authenticate with the Aflac API?

Aflac documents its authentication (oauth2 · 1 scheme). The details are profiled on APIs.io as Aflac Authentication.

How much does the Aflac API cost?

APIs.io lists 2 pricing plans for Aflac, with each plan's price, limits and inclusions under Pricing on this page.

Is the Aflac API ready for AI agents?

Aflac has a Kin Score of 36.8 out of 100 (thin) and an Agent Readiness score of 38.1 (agent-ready), scored by API Evangelist on 2026-11-06.

Work with this as data

Every provider here is available over the APIs.io API and to AI agents over MCP.

MCP server

One button, every client — Claude, Cursor, VS Code and the rest.

https://apis.io/mcp

Tools for providers

9 MCP tools reach this

find_providersBrowse and filter every provider in the catalog.
get_provider_artifactsEvery artifact this provider publishes, grouped by type.
get_provider_operationsEvery operation across all of their OpenAPIs — one call instead of parsing every spec.
get_provider_toolsEvery MCP tool they ship, with the operation each wraps.
get_provider_evidenceHow each part of their score was established. Free — the basis for a claim should not sit behind it.
get_provider_ratingPRO — composite, band, trend and facet scores.
apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
resolveTurn a domain, URL or GitHub org into the provider it belongs to.
find_cohortsEvery scored population of providers in the catalog.

All 92 tools →

Call it yourself

curl for this page

This provider

curl "https://apis.io/api/v1/providers/aflac"

All providers

curl "https://apis.io/api/v1/providers?limit=25"

Every operation they expose

curl "https://apis.io/api/v1/providers/aflac/operations?limit=25"

How their score was established

curl "https://apis.io/api/v1/providers/aflac/evidence"

Calls without X-API-Key need no key. Calls with it need a paid plan — get a key.

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A second provider on the same verified email joins the account you already have.