Qonto · Pricing Plans

Qonto Plans Pricing

Qonto Plans Pricing is the pricing profile for Qonto on the APIs.io network — every figure transcribed verbatim from the provider’s own pricing page on 2026-09-20.

It defines 10 plans, including Basic — €9 /month (excl. VAT); *Smart — €19 /month (excl. VAT); *Premium — €39 /month (excl. VAT)*, and 7 more.

The page prices the business product the API comes with, not the API alone, as a tiered subscription; the service is delivered as managed.

Tagged areas include Business Banking, Neobank, Fintech, Payments, and SEPA.

10 Plans Prices the product Basis: tiered subscription Delivered: managed
Transcribed from the provider's pricing page on 2026-09-20 — qonto.com/en/pricing.
View Source
Business BankingNeobankFintechPaymentsSEPAOpen BankingEUREurope

Plans

Basic month
€9 /month (excl. VAT)* per account
Includes: Business account with local IBAN, 30 transfers /month, 1 physical payment card + 2 virtual cards, payment links, Tap to Pay & POS, e-invoicing, 24/7 support, Qonto AI agent & Claude MCP
Overage: Then €0.20 per additional transaction; virtual cards then €2/month per additional card
Smart month
€19 /month (excl. VAT)* per account
Includes: 1 sub-account, 100 transfers /month, 2 physical + 50 virtual cards, cash-flow forecasting, accountant access; 5% AER for 2 months then 1.5% AER
Overage: Then €0.20 per additional transaction; €1/month per additional virtual card
Premium month
€39 /month (excl. VAT)* per account
Includes: 4 sub-accounts, 200 transfers /month, 2 physical + 50 virtual + 50 Instant cards, FX 0.56%, priority support
Overage: Then €0.10 per additional transaction
Essential month
€49 /month (excl. VAT)* per account
Includes: 250 transfers /month, 5 physical + 50 virtual cards, unlimited team members, 9 sub-accounts
Overage: Then €0.15 per additional transaction; €1/month per additional virtual card; €5 per month per extra user
Business month
€109 /month (excl. VAT)* per account
Includes: 500 transfers /month, 10 physical + unlimited virtual cards, 29 sub-accounts, dedicated support, EBICS
Overage: Then €0.15 per additional transaction
Enterprise month
€199 /month (excl. VAT)* per account
Includes: 10,000 transfers /month, 30 physical + unlimited virtual cards, up to 99 sub-accounts
Overage: Then €0.10 per additional transaction
Invoice Automation (add-on) month
€12 /month (excl. VAT) per add-on
Includes: Billed annually at €144
Project Tracking (add-on) month
€20 /month (excl. VAT) per add-on
Includes: Billed annually at €240
Team Spend Controls (add-on) month
€39 /month (excl. VAT) per add-on
Includes: Billed annually at €468
Custom plan none
Contact us
Includes: Build a custom plan with your own limits and tools

Sources

Work with this as data

Every plan here is available over the APIs.io API and to AI agents over MCP.

MCP server

One button, every client — Claude, Cursor, VS Code and the rest.

https://apis.io/mcp

Tools for plans

4 MCP tools reach this
  • find_plansBrowse and filter every plan in the catalog.
  • apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
  • resolveTurn a domain, URL or GitHub org into the provider it belongs to.
  • find_cohortsEvery scored population of providers in the catalog.
All 92 tools →

Call it yourself

curl for this page
This plan 
curl "https://apis.io/api/v1/plans/qonto-plans-pricing"
All plans 
curl "https://apis.io/api/v1/plans?limit=25"

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