Increase · Pricing Plans

Increase Com Plans Pricing

Increase does not sell self-service subscription tiers. Access is contract-based: you apply, complete underwriting and KYC with Increase and its partner banks (currently First Internet Bank of Indiana and Grasshopper Bank), and sign an agreement before moving real money in production. Pricing is per-item / per-unit on the money movement itself - a fee per ACH transfer, per wire, per real-time payment, per check, per card transaction, plus program and account-related fees - negotiated based on volume. A full-featured Sandbox environment is free and requires no contract, so the API surface can be built against at no cost before going live. Increase publicly positions itself as transparent, usage-based pricing with no minimums for many customers, but exact per-unit rates are set in the commercial agreement and are not published as a fixed public rate card.

Increase Com Plans Pricing is the machine-readable pricing-plan profile for Increase on the APIs.io network, conforming to the API Commons Plans specification.

It defines 2 plans, covering free and enterprise tiers, with named plans including Sandbox, Production (Contract).

Tagged areas include Payments, Banking, Financial Infrastructure, ACH, and Wire Transfers.

2 Plans API Commons Plans
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PaymentsBankingFinancial InfrastructureACHWire TransfersPlans

Plans

Sandbox free

Free, self-service sandbox environment (https://sandbox.increase.com) with the complete API surface and Simulation endpoints for deterministic testing. No contract, no real money, no fees.

Sandbox API Access (requests · month) free USD
Production (Contract) enterprise

Live money movement through Increase's partner banks after underwriting, KYC/KYB, and signing a commercial agreement. Billing is per-item on the payments you originate and receive (ACH, wire, RTP, FedNow, check, card), plus program and account fees, at negotiated volume-based rates.

ACH Transfer (transfers · month) per-transfer fee (contract-based) USD
Wire Transfer (transfers · month) per-wire fee (contract-based) USD
Real-Time Payment / FedNow (transfers · month) per-transfer fee (contract-based) USD
Check Transfer (checks · month) per-check fee (contract-based) USD
Card Transaction (transactions · month) per-transaction / interchange terms (contract-based) USD

Sources