Chime · Pricing Plans

Chime Plans Pricing

Chime offers consumer banking tiers with varying feature sets and API access. The platform operates on a model where banking is free for consumers; revenue is generated through interchange fees. Partner API access is available for fintech integrators and developers building on top of the Chime platform.

Chime Plans Pricing is the machine-readable pricing-plan profile for Chime on the APIs.io network, conforming to the API Commons Plans specification.

It defines 4 plans, with named plans including Chime (Free), Chime Plus, Chime Prime, Partner API Access.

Tagged areas include Fintech, Neobank, Banking, Checking Accounts, and Savings Accounts.

4 Plans
View Source
FintechNeobankBankingChecking AccountsSavings AccountsEarly Paycheck AccessCredit BuildingPeer-to-Peer PaymentsConsumer Banking

Plans

Chime (Free)

The core Chime account with no monthly fees, no minimum balance, and access to fee-free checking and savings accounts with SpotMe overdraft protection.

Chime Plus

An enhanced tier offering 2% cash back on purchases with qualifying direct deposits.

Chime Prime

Premium membership tier offering higher savings APY, cash back rewards, and enhanced overdraft coverage.

Partner API Access

API access for fintech partners and developers integrating with the Chime platform. Enables read access to user accounts, transaction history, and balances, plus payment initiation. Access is granted on a partner basis; pricing is negotiated directly with Chime.

Work with this as data

Every plan here is available over the APIs.io API and to AI agents over MCP.

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Tools for plans

4 MCP tools reach this
  • find_plansBrowse and filter every plan in the catalog.
  • apis_io_searchSTART HERE — APIs, providers and tags for one query, each with its total.
  • resolveTurn a domain, URL or GitHub org into the provider it belongs to.
  • find_cohortsEvery scored population of providers in the catalog.
All 92 tools →

Call it yourself

curl for this page
This plan 
curl "https://apis.io/api/v1/plans/chime-plans-pricing"
All plans 
curl "https://apis.io/api/v1/plans?limit=25"

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