Scotiabank Wire Payment Structure

{
  "title": "Scotiabank Wire Payment Structure",
  "description": "JSON structure documentation for Scotiabank wire payment initiation request",
  "type": "object",
  "fields": [
    {
      "name": "amount",
      "type": "number",
      "required": true,
      "description": "Payment amount (must be positive)"
    },
    {
      "name": "currency",
      "type": "string",
      "required": true,
      "description": "Payment currency: CAD or USD (cross-currency coming soon)"
    },
    {
      "name": "debit_account",
      "type": "object",
      "required": true,
      "description": "Source account for the wire transfer",
      "fields": [
        {
          "name": "account_number",
          "type": "string",
          "required": true,
          "description": "Scotiabank account number to debit"
        },
        {
          "name": "institution_number",
          "type": "string",
          "required": false,
          "description": "Bank institution number (Scotiabank is 002)"
        },
        {
          "name": "transit_number",
          "type": "string",
          "required": false,
          "description": "Branch transit number"
        }
      ]
    },
    {
      "name": "credit_account",
      "type": "object",
      "required": true,
      "description": "Destination account for the wire transfer",
      "fields": [
        {
          "name": "account_number",
          "type": "string",
          "required": true,
          "description": "Recipient account number"
        },
        {
          "name": "bank_code",
          "type": "string",
          "required": false,
          "description": "Recipient bank SWIFT/BIC code for international transfers"
        },
        {
          "name": "country",
          "type": "string",
          "required": false,
          "description": "ISO 3166-1 alpha-2 country code of the recipient bank"
        },
        {
          "name": "name",
          "type": "string",
          "required": false,
          "description": "Name of the account holder or business"
        },
        {
          "name": "address",
          "type": "string",
          "required": false,
          "description": "Physical address of the recipient (required for international)"
        }
      ]
    },
    {
      "name": "remittance_information",
      "type": "string",
      "required": false,
      "description": "Payment reference or memo (appears on recipient's statement)"
    },
    {
      "name": "value_date",
      "type": "string",
      "format": "date",
      "required": false,
      "description": "Requested value date for the transfer (YYYY-MM-DD)"
    }
  ]
}