Yoco · FinOps Profile

Yoco Finops

FinOps view of Yoco spend. Yoco does not charge for API access; cost is a per-transaction processing fee on successful card payments. For the online gateway the advertised rate is 2.95% (excl VAT) per local transaction with no monthly or setup fee, trending lower with volume. Because the fee is a percentage of transaction value, spend scales directly with payment volume rather than with API call counts - the primary cost meter is processed transaction value, not requests. Rates are modeled from public pricing and not reconciled here.

Yoco Finops is the FinOps profile for Yoco on the APIs.io network, aligned with the FinOps Foundation Framework.

It defines 3 billable meters, billed in ZAR, on a per transaction cycle, and pricing category usage-based.

The profile maps 8 FOCUS columns for cost-allocation reporting.

Tagged areas include Payments, Fintech, Payment Gateway, Card Payments, and South Africa.

Category: Payments and Financial Infrastructure Pricing: Usage-Based Billing: Per Transaction FOCUS v1.3
PaymentsFintechPayment GatewayCard PaymentsSouth AfricaFinOpsCost ManagementFOCUS

Framework Alignment

Framework
FinOps Foundation Framework
Data Spec
FOCUS v1.3

Charge Categories

UsageAdjustment

FOCUS Columns

BillingCurrency
ZAR
ChargeCategory
Usage
InvoiceIssuerName
Yoco
PricingCategory
Usage-Based
ProviderName
Yoco
PublisherName
Yoco
ServiceCategory
Payments and Financial Infrastructure
ServiceName
Yoco Online Payment Gateway

Meters

transaction_processing_fee
Unit: percent_of_transaction_value
Percentage fee (2.95% excl VAT, local online) applied to each successful card transaction value.
transaction_count
Unit: transactions
Count of successful payments processed; informational, since the fee is value-based.
refunded_value
Unit: currency
Value refunded to customers; reduces net processed value.

Sources