Tap Payments · FinOps Profile

Tap Payments Finops

FinOps view of Tap Payments spend. Tap does not charge for API access; cost is incurred as a per-transaction processing fee on live payments, deducted from settlement. The fee is a percentage of each successful transaction and varies by country (KSA, UAE, Kuwait, Bahrain, Qatar, Oman, Egypt), payment method (mada, KNET, Benefit, Visa, Mastercard, Amex, Apple Pay, Google Pay), card origin (local vs international, with FX on cross-currency), and negotiated merchant terms. Refunds and chargebacks may carry their own handling, and payouts settle net of fees.

Tap Payments Finops is the FinOps profile for Tap Payments on the APIs.io network, aligned with the FinOps Foundation Framework.

It defines 5 billable meters, billed in USD, on a per-transaction cycle, and pricing category usage-based.

The profile maps 8 FOCUS columns for cost-allocation reporting.

Tagged areas include Payments, Fintech, Payment Gateway, MENA, and FinOps.

Category: Payments and Financial Services Pricing: Usage-Based Billing: Per-Transaction FOCUS v1.3
PaymentsFintechPayment GatewayMENAFinOpsCost ManagementFOCUS

Framework Alignment

Framework
FinOps Foundation Framework
Data Spec
FOCUS v1.3

Charge Categories

UsageAdjustment

FOCUS Columns

BillingCurrency
USD
ChargeCategory
Usage
InvoiceIssuerName
Tap Payments
PricingCategory
Usage-Based
ProviderName
Tap Payments
PublisherName
Tap Payments
ServiceCategory
Payments and Financial Services
ServiceName
Tap Payments Gateway

Meters

transaction_fee_local
Unit: percent
Percentage fee on each successful local/standard card or scheme transaction (mada, KNET, Benefit). Indicative ~2.75%; varies by country/method.
transaction_fee_international
Unit: percent
Percentage fee on international card transactions, plus FX on cross-currency. Indicative ~3.25%.
refund_volume
Unit: currency
Value refunded to customers, reducing net settlement; may carry refund handling per agreement.
chargeback_volume
Unit: currency
Disputed/charged-back transactions, which may carry dispute fees per agreement.
payout_settlement
Unit: currency
Net funds settled to the merchant bank account after fees.

Sources