Stitch · FinOps Profile

Stitch Money Finops

FinOps view of Stitch spend. Stitch bills on a per-transaction, sales-led basis across its payment and data products - Pay By Bank and LinkPay payment initiation, card, bank account verification, financial data access, disbursements, and refunds. Fees are typically a percentage and/or flat per-transaction amount negotiated by volume, settled against processed payments. Public list rates are not published, so per-product effective rates must be reconciled from invoices and the negotiated agreement.

Stitch Money Finops is the FinOps profile for Stitch on the APIs.io network, aligned with the FinOps Foundation Framework.

It defines 6 billable meters, billed in ZAR, on a monthly cycle, and pricing category usage-based.

The profile maps 8 FOCUS columns for cost-allocation reporting.

Tagged areas include Payments, Open Banking, Pay By Bank, GraphQL, and Africa.

Category: Financial Services Pricing: Usage-Based Billing: Monthly FOCUS v1.3
PaymentsOpen BankingPay By BankGraphQLAfricaSouth AfricaFintechFinOpsCost ManagementFOCUS

Framework Alignment

Framework
FinOps Foundation Framework
Data Spec
FOCUS v1.3

Charge Categories

UsagePurchaseAdjustment

FOCUS Columns

BillingCurrency
ZAR
ChargeCategory
Usage
InvoiceIssuerName
Stitch
PricingCategory
Usage-Based
ProviderName
Stitch
PublisherName
Stitch
ServiceCategory
Financial Services
ServiceName
Stitch Payments

Meters

pay_by_bank_transactions
Unit: transactions
Pay By Bank / LinkPay payment initiation requests processed, billed per transaction.
card_transactions
Unit: transactions
Card payment transactions processed, billed per transaction.
account_verifications
Unit: verifications
Bank account verification calls, billed per verification.
financial_data_requests
Unit: requests
User financial data access (linked accounts / data pulls), billed per linked account or request.
disbursements
Unit: transactions
Outbound disbursements / payouts, billed per payout.
refunds
Unit: transactions
Refunds issued against prior payments, billed per refund.

Sources