Spinwheel · FinOps Profile

Spinwheel Finops

FinOps view of Spinwheel spend. Spinwheel is billed through a sales-led partner agreement rather than a public price list, so cost is driven by the set of enabled modules (user connect, credit data / debt profile, liability refresh, payments) plus usage-based components such as per credit-report pull, per liability refresh, and per payment / transaction. Specific rates are not published and are not reconciled here; the meters below describe the cost drivers to track once a contract is in place.

Spinwheel Finops is the FinOps profile for Spinwheel on the APIs.io network, aligned with the FinOps Foundation Framework.

It defines 5 billable meters, billed in USD, on a monthly cycle, and pricing category contract-based.

The profile maps 8 FOCUS columns for cost-allocation reporting.

Tagged areas include Fintech, Credit Data, Debt, Liabilities, and Payments.

Category: Financial Services Pricing: Contract-Based Billing: Monthly FOCUS v1.3
FintechCredit DataDebtLiabilitiesPaymentsEmbedded FinanceFinOpsCost ManagementFOCUS

Framework Alignment

Framework
FinOps Foundation Framework
Data Spec
FOCUS v1.3

Charge Categories

UsagePurchaseAdjustment

FOCUS Columns

BillingCurrency
USD
ChargeCategory
Usage
InvoiceIssuerName
Spinwheel
PricingCategory
Contract-Based
ProviderName
Spinwheel
PublisherName
Spinwheel
ServiceCategory
Financial Services
ServiceName
Spinwheel Embedded Debt Solutions

Meters

credit_report_pulls
Unit: requests
Equifax-backed debt profile / credit report pulls, a primary variable cost driver.
liability_refreshes
Unit: requests
Real-time liability refresh requests (balances, rates, payoff quotes).
refresh_subscriptions
Unit: subscriptions
Recurring debt-profile refresh subscriptions kept active per user.
payment_transactions
Unit: transactions
Bank-account-funded payment requests and transactions originated.
connected_users
Unit: users
Users connected via SMS, KBA, phone, or network token.

Sources