Routable · FinOps Profile

Routable Finops

FinOps view of Routable spend. Routable bills a sales-led monthly platform subscription (which includes API and developer access) plus per-transaction fees that vary by payment rail (ACH, check, international/SWIFT) and by the selected payment speed. International payments also incur currency-conversion costs. Exact rates are custom and not reconciled here.

Routable Finops is the FinOps profile for Routable on the APIs.io network, aligned with the FinOps Foundation Framework.

It defines 5 billable meters, billed in USD, on a monthly cycle, and pricing category subscription plus usage.

The profile maps 8 FOCUS columns for cost-allocation reporting.

Tagged areas include Payments, Accounts Payable, Accounts Receivable, B2B Payments, and Mass Payouts.

Category: Financial Services Pricing: Subscription Plus Usage Billing: Monthly FOCUS v1.3
PaymentsAccounts PayableAccounts ReceivableB2B PaymentsMass PayoutsFinTechFinOpsCost ManagementFOCUS

Framework Alignment

Framework
FinOps Foundation Framework
Data Spec
FOCUS v1.3

Charge Categories

PurchaseUsageAdjustment

FOCUS Columns

BillingCurrency
USD
ChargeCategory
Usage
InvoiceIssuerName
Routable
PricingCategory
Subscription Plus Usage
ProviderName
Routable
PublisherName
Routable
ServiceCategory
Financial Services
ServiceName
Routable

Meters

platform_subscription
Unit: months
Monthly sales-led platform/subscription fee covering AP/AR, mass payouts, and API access.
ach_transactions
Unit: transactions
ACH payable/receivable transactions, priced per transaction by speed.
check_transactions
Unit: transactions
Check payments, priced per transaction by speed.
international_transactions
Unit: transactions
International/SWIFT payouts, priced per transaction plus FX conversion.
fx_conversion
Unit: amount
Currency conversion applied to cross-border payouts.

Sources