Qonto · FinOps Profile

Qonto Finops

FinOps view of Qonto spend. Qonto bills a fixed monthly subscription per business account (Basic/Smart/Premium for solo; Essential/Business/Enterprise for teams), priced in EUR excluding VAT. On top of the subscription, usage-based fees can apply to actions beyond plan allowances - additional SEPA transfers, extra physical/virtual cards, instant transfers, cash deposits, and international/FX transfers (with an exchange-rate margin). The API itself is not separately metered; it is included with the plan.

Qonto Finops is the FinOps profile for Qonto on the APIs.io network, aligned with the FinOps Foundation Framework.

It defines 6 billable meters, billed in EUR, on a monthly cycle, and pricing category subscription-based.

The profile maps 8 FOCUS columns for cost-allocation reporting.

Tagged areas include Business Banking, Fintech, Payments, FinOps, and Cost Management.

Category: Financial Services Pricing: Subscription-Based Billing: Monthly FOCUS v1.3
Method: generated, dated 2026-07-17.
Written by API Evangelist on 2026-07-17 from the provider's published pricing, and not verified by the provider. Treat the meters and categories as our reading of their pages, not their statement.
View Source
Business BankingFintechPaymentsFinOpsCost ManagementFOCUS

Framework Alignment

Framework
FinOps Foundation Framework
Data Spec
FOCUS v1.3

Charge Categories

UsagePurchaseTax

FOCUS Columns

BillingCurrency
EUR
ChargeCategory
Purchase
InvoiceIssuerName
Qonto SA
PricingCategory
Subscription-Based
ProviderName
Qonto
PublisherName
Qonto
ServiceCategory
Financial Services
ServiceName
Qonto Business Account

Meters

monthly_subscription
Unit: months
Fixed monthly plan fee per business account, in EUR excl. VAT.
additional_sepa_transfers
Unit: transfers
SEPA transfers beyond the plan's monthly included allowance.
instant_transfers
Unit: transfers
SEPA instant transfers, which may carry a per-transfer fee.
international_transfers
Unit: transfers
Non-EUR / cross-border transfers billed with an FX exchange-rate margin.
additional_cards
Unit: cards
Extra physical or virtual cards beyond the plan allowance.
cash_deposits
Unit: deposits
Cash deposit operations, billed per deposit / as a percentage.

Sources

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