Qonto · FinOps Profile

Qonto Finops

FinOps view of Qonto spend. Qonto bills a fixed monthly subscription per business account (Basic/Smart/Premium for solo; Essential/Business/Enterprise for teams), priced in EUR excluding VAT. On top of the subscription, usage-based fees can apply to actions beyond plan allowances - additional SEPA transfers, extra physical/virtual cards, instant transfers, cash deposits, and international/FX transfers (with an exchange-rate margin). The API itself is not separately metered; it is included with the plan.

Qonto Finops is the FinOps profile for Qonto on the APIs.io network, aligned with the FinOps Foundation Framework.

It defines 6 billable meters, billed in EUR, on a monthly cycle, and pricing category subscription-based.

The profile maps 8 FOCUS columns for cost-allocation reporting.

Tagged areas include Business Banking, Fintech, Payments, FinOps, and Cost Management.

Category: Financial Services Pricing: Subscription-Based Billing: Monthly FOCUS v1.3
Business BankingFintechPaymentsFinOpsCost ManagementFOCUS

Framework Alignment

Framework
FinOps Foundation Framework
Data Spec
FOCUS v1.3

Charge Categories

UsagePurchaseTax

FOCUS Columns

BillingCurrency
EUR
ChargeCategory
Purchase
InvoiceIssuerName
Qonto SA
PricingCategory
Subscription-Based
ProviderName
Qonto
PublisherName
Qonto
ServiceCategory
Financial Services
ServiceName
Qonto Business Account

Meters

monthly_subscription
Unit: months
Fixed monthly plan fee per business account, in EUR excl. VAT.
additional_sepa_transfers
Unit: transfers
SEPA transfers beyond the plan's monthly included allowance.
instant_transfers
Unit: transfers
SEPA instant transfers, which may carry a per-transfer fee.
international_transfers
Unit: transfers
Non-EUR / cross-border transfers billed with an FX exchange-rate margin.
additional_cards
Unit: cards
Extra physical or virtual cards beyond the plan allowance.
cash_deposits
Unit: deposits
Cash deposit operations, billed per deposit / as a percentage.

Sources