PayMongo · FinOps Profile

Paymongo Finops

FinOps view of PayMongo costs. Unlike compute/AI providers, PayMongo cost is transaction-fee-based: a per-successful-transaction fee that varies by payment method (cards, GCash, Maya, GrabPay, ShopeePay, QR Ph, BillEase, direct online banking), plus a fixed peso fee on payouts/disbursements. Optional add-ons (premium support, Instant Settlement) are a percentage of volume. There is no monthly or setup fee. Costs are netted from settlement rather than invoiced as cloud usage, so allocation is best driven from Payment and Payout records.

Paymongo Finops is the FinOps profile for PayMongo on the APIs.io network, aligned with the FinOps Foundation Framework.

It defines 8 billable meters, billed in PHP, on a per-transaction cycle, and pricing category usage-based.

The profile maps 8 FOCUS columns for cost-allocation reporting.

Tagged areas include Payments, FinTech, Philippines, FinOps, and Cost Management.

Category: Financial Services Pricing: Usage-Based Billing: Per-Transaction FOCUS v1.3
PaymentsFinTechPhilippinesFinOpsCost ManagementFOCUS

Framework Alignment

Framework
FinOps Foundation Framework
Data Spec
FOCUS v1.3

Charge Categories

UsageAdjustment

FOCUS Columns

BillingCurrency
PHP
ChargeCategory
Usage
InvoiceIssuerName
PayMongo
PricingCategory
Usage-Based
ProviderName
PayMongo
PublisherName
PayMongo
ServiceCategory
Financial Services
ServiceName
PayMongo Payments

Meters

card_transaction_fee
Unit: transaction
Per-successful-card-transaction fee (percentage + fixed PHP), domestic vs international.
ewallet_transaction_fee
Unit: transaction
Per-successful-transaction fee for GCash, Maya, GrabPay, ShopeePay.
qrph_transaction_fee
Unit: transaction
Per-successful-transaction fee for QR Ph payments.
bnpl_transaction_fee
Unit: transaction
Per-successful-transaction fee for BillEase buy-now-pay-later.
dob_transaction_fee
Unit: transaction
Per-successful-transaction fee for direct online banking.
payout_fee
Unit: transaction
Fixed peso fee per payout/disbursement via InstaPay or PESONet.
instant_settlement_fee
Unit: transaction
Optional percentage fee for Instant Settlement access.
premium_support_fee
Unit: volume
Optional premium-support fee as a percentage of monthly transaction volume.

Sources