Pagar.me · FinOps Profile

Pagarme Finops

FinOps view of Pagar.me processing costs. Pagar.me bills per successfully processed transaction via a merchant discount rate (MDR) on card volume plus fixed per-PIX and per-boleto fees, with separate fees for receivable anticipation and, in marketplaces, split and transfer operations. Cost is driven by settled payment volume rather than API call count. Specific per-merchant rates are negotiated and not reconciled here.

Pagarme Finops is the FinOps profile for Pagar.me on the APIs.io network, aligned with the FinOps Foundation Framework.

It defines 5 billable meters, billed in BRL, on a monthly cycle, and pricing category usage-based.

The profile maps 8 FOCUS columns for cost-allocation reporting.

Tagged areas include Payments, Payment Gateway, PIX, Boleto, and Brazil.

Category: Payments and Financial Services Pricing: Usage-Based Billing: Monthly FOCUS v1.3
PaymentsPayment GatewayPIXBoletoBrazilFinOpsCost ManagementFOCUS

Framework Alignment

Framework
FinOps Foundation Framework
Data Spec
FOCUS v1.3

Charge Categories

UsagePurchaseAdjustment

FOCUS Columns

BillingCurrency
BRL
ChargeCategory
Usage
InvoiceIssuerName
Pagar.me
PricingCategory
Usage-Based
ProviderName
Pagar.me
PublisherName
Pagar.me
ServiceCategory
Payments and Financial Services
ServiceName
Pagar.me Core API

Meters

card_transaction_volume
Unit: currency
Settled credit/debit card volume billed at the negotiated merchant discount rate (MDR).
pix_transactions
Unit: transactions
PIX transactions billed via percentage and/or fixed fee per transaction.
boleto_transactions
Unit: transactions
Paid boletos billed at a fixed fee per settled boleto.
anticipation_fees
Unit: currency
Fees charged when advancing future card receivables (anticipation).
split_and_transfers
Unit: transactions
Split and transfer (withdrawal) operations for marketplace recipients.

Sources