Pagar.me · FinOps Profile

Pagar Me Finops

FinOps view of Pagar.me processing costs. Pagar.me bills per successfully processed transaction via a merchant discount rate (MDR) on card volume plus fixed per-PIX and per-boleto fees, with separate fees for receivable anticipation and, in marketplaces, split and transfer operations. Cost is driven by settled payment volume rather than API call count. Specific per-merchant rates are negotiated and not reconciled here.

Pagar Me Finops is the FinOps profile for Pagar.me on the APIs.io network, aligned with the FinOps Foundation Framework.

It defines 5 billable meters, billed in BRL, on a monthly cycle, and pricing category usage-based.

The profile maps 8 FOCUS columns for cost-allocation reporting.

Tagged areas include Payments, Payment Gateway, PIX, Boleto, and Brazil.

Category: Payments and Financial Services Pricing: Usage-Based Billing: Monthly FOCUS v1.3
Method: generated, dated 2026-06-21.
Written by API Evangelist on 2026-06-21 from the provider's published pricing, and not verified by the provider. Treat the meters and categories as our reading of their pages, not their statement.
View Source
PaymentsPayment GatewayPIXBoletoBrazilFinOpsCost ManagementFOCUS

Framework Alignment

Framework
FinOps Foundation Framework
Data Spec
FOCUS v1.3

Charge Categories

UsagePurchaseAdjustment

FOCUS Columns

BillingCurrency
BRL
ChargeCategory
Usage
InvoiceIssuerName
Pagar.me
PricingCategory
Usage-Based
ProviderName
Pagar.me
PublisherName
Pagar.me
ServiceCategory
Payments and Financial Services
ServiceName
Pagar.me Core API

Meters

card_transaction_volume
Unit: currency
Settled credit/debit card volume billed at the negotiated merchant discount rate (MDR).
pix_transactions
Unit: transactions
PIX transactions billed via percentage and/or fixed fee per transaction.
boleto_transactions
Unit: transactions
Paid boletos billed at a fixed fee per settled boleto.
anticipation_fees
Unit: currency
Fees charged when advancing future card receivables (anticipation).
split_and_transfers
Unit: transactions
Split and transfer (withdrawal) operations for marketplace recipients.

Sources

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