Paga · FinOps Profile

Paga Finops

FinOps view of Paga API spend. Paga bills per-transaction fees rather than subscriptions: collections, disbursements, bank deposits, airtime/data, bill payments, and direct-debit charges each carry a negotiated flat-Naira or percentage fee. Cost is driven by transaction volume, channel mix (bank transfer / USSD / card / wallet), and merchant agreement. All charges settle in NGN.

Paga Finops is the FinOps profile for Paga on the APIs.io network, aligned with the FinOps Foundation Framework.

It defines 5 billable meters, billed in NGN, on a per-transaction cycle, and pricing category usage-based.

The profile maps 8 FOCUS columns for cost-allocation reporting.

Tagged areas include Payments, Mobile Money, Fintech, Nigeria, and FinOps.

Category: Payments and Financial Services Pricing: Usage-Based Billing: Per-Transaction FOCUS v1.3
PaymentsMobile MoneyFintechNigeriaFinOpsCost Management

Framework Alignment

Framework
FinOps Foundation Framework
Data Spec
FOCUS v1.3

Charge Categories

UsageAdjustment

FOCUS Columns

BillingCurrency
NGN
ChargeCategory
Usage
InvoiceIssuerName
Paga
PricingCategory
Usage-Based
ProviderName
Paga
PublisherName
Pagatech Financial Services Limited
ServiceCategory
Payments and Financial Services
ServiceName
Paga Developer APIs

Meters

collection_transactions
Unit: transactions
Payment requests and persistent-account deposits collected, billed per transaction.
disbursement_transactions
Unit: transactions
Money transfers and deposit-to-bank operations, billed per transaction.
airtime_data_transactions
Unit: transactions
Airtime and data purchases, commissioned or nominally priced.
bill_merchant_payments
Unit: transactions
Merchant and bill payments, billed per transaction.
direct_debit_charges
Unit: transactions
Tokenized-mandate debits, billed per charge.

Sources

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